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Cashback Credit Debit Premium Prepaid Self-custodial Stablecoin Travel Virtual
Type
All types
Debit Credit Prepaid Virtual
Network
Any Visa Mastercard
8.9 /10
Rewards Up to 20% cashback (20% streaming/gaming/AI subs; 3% rides & food delivery; 2% restaurants & supermarkets; 1% everything else), paid in USDC
Annual fee None
KYC Full
Availability Europe and Latin America (incl. Mexico, Brazil)
Cashback Debit Self-custodial ✓ Verified 2026-09-26
8.7 /10
Rewards Up to 10% cashback
Annual fee None (card creation and holding free)
KYC —
Availability 100+ countries
Cashback Self-custodial Stablecoin ✓ Verified 2026-09-26
MetaMask (Consensys), issued on Mastercard · Debit
8.5 /10
Rewards Virtual: 1% mUSD back per transaction; Metal: 3% mUSD back on first $10,000 spend then 1%
Annual fee Virtual: free; Metal: $199/yr
KYC —
Availability 40+ countries incl. most EU, Canada, Latin America; Metal card available in the US; US and UK signups temporarily closed
Debit Self-custodial Stablecoin ✓ Verified 2026-09-26
Gnosis Pay (card issued by Monavate Limited under licence by Visa Europe Limited) · Debit
8.4 /10
Rewards Up to 5% cashback on eligible transactions, based on the amount of GNO held in wallet
Annual fee —
KYC Full
Availability UK, EU (expanding)
Cashback Debit Self-custodial ✓ Verified 2026-09-26
Zeal (card issued by Monavate, via Gnosis Pay) · Debit
8.3 /10
Rewards Up to 4% cashback (cashback managed by Gnosis Pay, paid in GNO on Gnosis Chain; requires holding GNO in the Gnosis Pay card Safe)
Annual fee —
KYC Full
Availability 150+ countries
Cashback Debit Self-custodial ✓ Verified 2026-09-26
Rewards Up to 20% cashback in USDG on USDG purchases during launch (capped, tier-based); ongoing cashback rate depends on OKX VIP level with monthly limits
Annual fee $0 (no issuance, monthly, annual or inactivity fees)
KYC Full
Availability EU + Norway (excludes Iceland & Liechtenstein) for the EEA card; other regional variants exist
Cashback Debit Stablecoin ✓ Verified 2026-09-26
8.2 /10
Rewards Cashback: 1.5% (Standard), 2% (Premium), 3% (Private); Premium/Private also earn +1%/+2% KAST Points
Annual fee Standard: Free; Premium: $1,000/year; Private: $10,000/year
KYC Full
Availability 170+ countries (merchant acceptance)
Cashback Premium Prepaid ✓ Verified 2026-09-26
Rewards 2%–10% cashback on everyday spending; 100% cashback on select subscriptions
Annual fee Virtual: free; Physical: 5–29.99 USD/yr (varies by region)
KYC Full
Availability EEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan (AIFC), APAC — availability and terms vary by region
Cashback Debit Prepaid ◷ Data being verified
8 /10
Rewards 2% base assetback for all cardholders; up to 3% for new users or those meeting the $200–$400 monthly spend threshold. Assetback payable in BTC, gold, US stocks or USDC.
Annual fee $0
KYC Full
Availability EEA & UK, Latin America (9 countries), APAC (10 regions), South Africa, Pakistan, Bangladesh
Cashback Debit Self-custodial ✓ Verified 2026-09-26
7.9 /10
Rewards Essential: 2% in XRP (up to $120). Elite: 4% back on Cryptocurrency/Metals funding and 3% on Fiat/Stablecoins, paid in XRP (up to $300).
Annual fee $0 (Essential); $99.99 (Elite)
KYC Full
Availability US only; excludes Louisiana, New York and US territories
Cashback Debit Premium ✓ Verified 2026-09-26
7.8 /10
Rewards Up to 2% crypto cashback in Credit Mode, tiered: Platinum 2% NEXO or 0.5% BTC, Gold 1% NEXO or 0.3% BTC, Silver 0.7% NEXO or 0.2% BTC, Base 0.5% NEXO or 0.1% BTC (cashback requires balance above $5,000 in digital assets)
Annual fee No monthly, annual, or inactivity card fees
KYC Full
Availability Selected European countries, including the EEA and the United Kingdom
Cashback Credit Debit ✓ Verified 2026-09-26
7.7 /10
Rewards Cryptoback rewards up to 8%
Annual fee —
KYC —
Availability 130+ countries (worldwide)
Cashback Debit Stablecoin ◷ Data being verified
7.3 /10
Rewards 1% cashback on all crypto asset spending (excludes fiat, stablecoins, metals and stocks)
Annual fee €0 (free card, no monthly costs)
KYC Full
Availability Euro area (EUR) resident countries only
Cashback Debit ✓ Verified 2026-09-26
7.3 /10
Rewards Up to 4.5% back in CRO on spending, tiered: Ruby Steel 1.5% (up to $750/mo), Royal Indigo 2.5% (up to $1,500/mo), Rose Gold 3.5% (up to $3,000/mo then 0.5%), Obsidian 4.5% (up to $5,000/mo then 1%); Midnight Blue 0%
Annual fee Midnight Blue free; Ruby $4.99/mo or $49.90/yr (or $500 CRO stake); Royal Indigo $29.99/mo or $299.90/yr (or $5,000 CRO stake); higher tiers require CRO stake
KYC Full
Availability —
Cashback Premium Prepaid ✓ Verified 2026-09-26
7.2 /10
Rewards Up to 7% cashback on all purchases; up to 39% combined with Bit2Me Earn (up to +7%) and Bit2Me Life (up to +25%)
Annual fee €0 (no maintenance fees for virtual or physical card)
KYC Full
Availability —
Cashback Prepaid Virtual ✓ Verified 2026-09-26
7.1 /10
Rewards Up to 4% crypto back: 4% on gas, EV charging & transit (up to $300/mo, then 1%), 3% dining, 2% groceries, 1% everything else
Annual fee $0 (no annual fee)
KYC —
Availability —
Cashback Credit ✓ Verified 2026-09-26
7.1 /10
Rewards Up to 5% crypto back on every purchase
Annual fee $0
KYC —
Availability 169 countries
Cashback Debit Virtual ✓ Verified 2026-09-26
7 /10
Rewards Up to 1% cashback on card payments (Premium and Native plans; not included on free Standard plan)
Annual fee €0 (Standard); Premium €14.99/month; Native free with a Deblock NFT held 30+ days
KYC Full
Availability —
Cashback Debit Self-custodial ✓ Verified 2026-09-26
6.8 /10
Rewards 3–9% back in Pluton (PLU) Dynamic Reward Points, depending on plan tier and monthly spend
Annual fee —
KYC —
Availability UK and EEA
Cashback Debit Prepaid ◷ Data being verified
6.8 /10
Rewards Cashback in crypto, credited randomly per transaction (per belo help-center terms)
Annual fee $0 (issuance, maintenance and shipping all $0)
KYC Full
Availability Argentina
Cashback Prepaid ✓ Verified 2026-09-26
6.8 /10
Rewards Optional crypto rewards on purchases, US card users only, variable reward rate (no fixed rate stated)
Annual fee $0 (no annual fee)
KYC Full
Availability US (all states except Hawaii)
Cashback Debit ◷ Data being verified
6.7 /10
Rewards Bitcoin rewards: credit card earns 1.5% back in bitcoin on eligible net purchases with no cap; up to 4% possible with bonuses (e.g. DCA setup, bitcoin statement payment). Debit card also earns bitcoin rewards (rate not detailed).
Annual fee $0 (Fold Bitcoin Credit Card has no annual fee; other fees may apply)
KYC —
Availability —
Cashback Credit Prepaid ✓ Verified 2026-09-26
6.6 /10
Rewards Cash back on every purchase (specific rate not stated on official pages read)
Annual fee —
KYC —
Availability —
Cashback Credit Self-custodial ✓ Verified 2026-09-26
6.5 /10
Rewards —
Annual fee None (no annual fees)
KYC —
Availability —
Stablecoin Virtual ◷ Data being verified
Lemon (Lemon Cash) · Prepaid
6.5 /10
Rewards Up to 2% cashback in Bitcoin per purchase
Annual fee $0 (no shipping or maintenance costs)
KYC Full
Availability Argentina (ARS)
Cashback Prepaid ✓ Verified 2026-09-26
Holyheld (Swiss fintech; card issued by a licensed partner) · Debit
6.1 /10
Rewards —
Annual fee CHF 0 (individuals, by invitation) / CHF 500 (companies)
KYC —
Availability —
Debit Self-custodial Stablecoin ✓ Verified 2026-09-26
5.8 /10
Rewards —
Annual fee —
KYC —
Availability United States
Debit Prepaid ✓ Verified 2026-09-26