Oobit
Oobit review
A self-custodial Visa card that spends crypto straight from your own wallet with up to 10% cashback.
Quick answer. Oobit is a crypto card on Visa from Oobit. Rewards: Up to 10% cashback. Annual/issuance None (card creation and holding free). Funds are self-custodial; it supports Bitcoin, USDT, Ethereum, Solana, Bitcoin Cash (and other stablecoins). Available in 100+ countries.
Key takeaways
- Network & type: · Visa
- Rewards: Up to 10% cashback
- Annual fee: None (card creation and holding free)
- Custody: Self-custodial
- Coins: Bitcoin, USDT, Ethereum, Solana, Bitcoin Cash (and other stablecoins)
- Availability: 100+ countries
Our rating, explained
Every card is scored on the same six factors — the weighting shows how much each counts toward the overall (provisional) score. How we rate →
Who it's for
Choose it if…
- You want no annual or monthly fee
- You spend enough for cashback to add up
- You want to keep custody of your funds until you spend
- You pay with Apple Pay or Google Pay
How it compares to the field
Put in context against all 67 crypto cards we track and verify.
Overview
The Oobit crypto card is a self-custodial Visa Platinum offering that aims to bridge the gap between traditional finance and the world of cryptocurrencies. Available in over 100 countries, this card allows users to spend their crypto assets directly at over 175 million merchants worldwide, including through integration with Apple Pay and Google Wallet. Unlike many traditional crypto cards that require funds to be converted and held on the platform, Oobit stands out by connecting directly to your existing crypto wallet, such as MetaMask, Trust Wallet, Phantom, or Base, allowing you to stay in complete control of your assets until the moment of payment.
One of the most attractive features of the Oobit card is its cashback rewards, offering up to 10% cashback on purchases. This can be a significant benefit for users who frequently use their card for everyday transactions, though the exact terms and conditions for earning this cashback are not detailed on the reviewed pages.
How it Works
The Oobit card operates on the Visa network, which means it is widely accepted across the globe. The self-custodial nature of the card is a key feature, as it allows users to maintain control of their cryptocurrencies through their chosen wallet. When making a purchase, the card directly accesses the funds in your connected wallet, converting the cryptocurrency into fiat currency at the point of sale. This process ensures that you are not required to preload funds onto the card, providing greater flexibility and security.
While the card supports a variety of cryptocurrencies, including Bitcoin, USDT, Ethereum, Solana, Bitcoin Cash, and other stablecoins, the specific blockchain networks that are compatible with the card are not detailed in the reviewed information. This lack of clarity might be a concern for users who are particular about the chains they use.
Fees and Value
Oobit offers a free card creation and holding service, which is a significant advantage for users looking to minimize costs. However, the card’s fee structure is not fully transparent, as the foreign exchange (FX), ATM, and top-up fees are not published on the reviewed pages. This lack of information could be a potential drawback for users who want to understand the full cost of using the card.
For those who prioritize rewards, the up to 10% cashback is a compelling feature. However, the specific conditions under which this cashback is earned are not clearly outlined, which might be a point of uncertainty for prospective users. The absence of staking requirements is a positive aspect, as it simplifies the user experience and eliminates the need for additional commitments.
Who It’s For
The Oobit card is ideal for crypto enthusiasts who value control over their assets and prefer a self-custodial solution. It is particularly suited for users who frequently travel or make international purchases, thanks to its wide acceptance on the Visa network. The card’s integration with popular mobile wallets and its support for multiple cryptocurrencies make it a versatile option for those who manage diverse digital asset portfolios.
However, users who are concerned about fee transparency might find the lack of published information on FX, ATM, and top-up fees to be a significant limitation. Additionally, the absence of detailed information on supported chains and KYC requirements could be a concern for users who prioritize clarity and compliance.
Pros:
- Self-custodial: connects directly to your wallet, staying in crypto until you pay
- Free card creation and holding; up to 10% cashback
- Visa Platinum, Apple Pay and Google Wallet, 175M+ merchants
Cons:
- FX, ATM and top-up fees not published on pages reviewed
- Supported chains not detailed
- KYC requirement not stated on pages reviewed
For more detailed comparisons, visit our crypto card comparison page. To understand our rating methodology, check out our how we rate page.
Fees & costs
| Fee | Amount |
|---|---|
| Annual / issuance | None (card creation and holding free) |
| FX / spend fee | — |
| ATM withdrawal | — |
| Top-up / load | — |
| Staking / lockup | None |
Pros & cons
Pros
- Self-custodial: connects directly to your wallet (MetaMask, Trust Wallet, Phantom, Base), staying in crypto until you pay
- Free card creation and holding; up to 10% cashback
- Visa Platinum, Apple Pay and Google Wallet, 175M+ merchants
Cons
- FX, ATM and top-up fees not published on pages reviewed
- Supported chains not detailed
- KYC requirement not stated on pages reviewed
Supported crypto
Coins:
Our take
The Oobit card is a self-custodial Visa Platinum card offering up to 10% cashback and free creation/holding, though with some undisclosed fees and requirements.