RewardsCashback: 1.5% (Standard), 2% (Premium), 3% (Private); Premium/Private also earn +1%/+2% KAST Points
Annual feeStandard: Free; Premium: $1,000/year; Private: $10,000/year
KYCFull
Availability170+ countries (merchant acceptance)
A crypto prepaid card is loaded with funds in advance — you top it up from your crypto, and spend down the balance. It behaves like a gift card or a prepaid Visa/Mastercard rather than drawing live from an account. Below are the crypto prepaid cards we track.
Rewards2%–10% cashback on everyday spending; 100% cashback on select subscriptions
Annual feeVirtual: free; Physical: 5–29.99 USD/yr (varies by region)
KYCFull
AvailabilityEEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan (AIFC), APAC — availability and terms vary by region
RewardsCashback up to 15% (PRO plan)
Annual feeFREE €0; MOVE €0.99/mo (€8.99/yr); PRO €9.99/mo (€69.99/yr). Card issuance: physical €20, virtual €2.50
KYCLight
AvailabilityEurope (provides a European IBAN)
RewardsOnline shopping: 4.0% new users (1st month), 3.5% thereafter. Grocery/Dining: 5.5% new users (1st month), 5.0% thereafter. ATM: up to 1000U fee-free withdrawals
Annual fee$0 (all tiers)
KYCFull
Availability—
RewardsReferral reward on card activation: $2/€2 (digital), $5/€5 (plastic)
Annual fee—
KYC—
AvailabilityGlobal digital Mastercard in 150+ countries; APAC plastic; Europe, Turkey and Israel cards
Rewards—
Annual fee—
KYCNone
Availability—
RewardsUp to 4.5% back in CRO on spending, tiered: Ruby Steel 1.5% (up to $750/mo), Royal Indigo 2.5% (up to $1,500/mo), Rose Gold 3.5% (up to $3,000/mo then 0.5%), Obsidian 4.5% (up to $5,000/mo then 1%); Midnight Blue 0%
Annual feeMidnight Blue free; Ruby $4.99/mo or $49.90/yr (or $500 CRO stake); Royal Indigo $29.99/mo or $299.90/yr (or $5,000 CRO stake); higher tiers require CRO stake
KYCFull
Availability—
RewardsUp to 7% cashback on all purchases; up to 39% combined with Bit2Me Earn (up to +7%) and Bit2Me Life (up to +25%)
Annual fee€0 (no maintenance fees for virtual or physical card)
KYCFull
Availability—
Rewards—
Annual feeNone (products sold at face value)
KYCNone
AvailabilityMost countries supported (merchant catalog varies by selected country)
RewardsUp to 8% cashback, issued as points redeemable for USDT, BTC, ETH, USDC and other digital assets; referral bonus 5 USDT (referrer) + 2 USDT (referee)
Annual fee—
KYCFull
AvailabilityAvailable in non-restricted regions (specific list not stated)
RewardsUp to 1.5% cashback paid in bitcoin on eligible purchases
Annual fee—
KYCFull
AvailabilityCanada (all 13 provinces and territories)
Rewards3–9% back in Pluton (PLU) Dynamic Reward Points, depending on plan tier and monthly spend
Annual fee—
KYC—
AvailabilityUK and EEA
RewardsCashback in crypto, credited randomly per transaction (per belo help-center terms)
Annual fee$0 (issuance, maintenance and shipping all $0)
KYCFull
AvailabilityArgentina
RewardsBitcoin rewards: credit card earns 1.5% back in bitcoin on eligible net purchases with no cap; up to 4% possible with bonuses (e.g. DCA setup, bitcoin statement payment). Debit card also earns bitcoin rewards (rate not detailed).
Annual fee$0 (Fold Bitcoin Credit Card has no annual fee; other fees may apply)
KYC—
Availability—
Rewards—
Annual feeEUR 2.00 per month (monthly fee)
KYC—
AvailabilityWorldwide (UK / EEA referenced for fee terms)
RewardsUp to 2% cashback in Bitcoin per purchase
Annual fee$0 (no shipping or maintenance costs)
KYCFull
AvailabilityArgentina (ARS)
RewardsNot for crypto card spend. Plan-based cashback exists (e.g. Metal: up to 1% outside Europe, 0.1% within Europe), payable in fiat or 5 cryptocurrencies incl. Bitcoin
Annual fee—
KYCFull
AvailabilityBroad (US, UK, EEA and others) — exact list not confirmed on fetched pages
RewardsCashback earnings, trading fee rebates, merchant benefits (per-tier; exact rates not published)
Annual fee—
KYCFull
Availability—
Rewards—
Annual fee—
KYC—
AvailabilityUnited States
Why choose a prepaid crypto card
Prepaid cards appeal for two reasons: control (you can only spend what you have loaded, which caps your exposure) and simpler onboarding in some regions. They are popular for travel and for keeping day-to-day spending separate from a main wallet.
The trade-offs
- Top-up fees. Loading the card can carry a fee (a percentage of the amount) — check this, since it applies every time you reload.
- Dormancy/inactivity fees. Some prepaid cards charge if you stop using them. We flag these where issuers disclose them.
- Reloadable vs single-load. Most modern crypto prepaid cards are reloadable; confirm before you commit.
We weight the real cost of loading and spending heavily in our scoring. Compare two prepaid cards side by side with the comparison tool.