2
Oobit
OobitRewardsUp to 10% cashback
Annual feeNone (card creation and holding free)
Availability100+ countries
8.7/10
Quick answer. Our top-rated right now: Bleap (8.9/10), Oobit (8.7/10), MetaMask Card (8.5/10). Rankings use our published scoring method and verified issuer data.
◆ #1 pick
Bleap
BleapWhy it wins. The Bleap card offers a strong combination of self-custody, cashback rewards, and fee-free transactions, making it a compelling choice for crypto-savvy users in Europe and Latin America.
RewardsUp to 20% cashback (20% streaming/gaming/AI subs; 3% rides & food delivery; 2% restaurants & supermarkets; 1% everything else), paid in USDC
Annual feeNone
CustodySelf-custodial
AvailabilityEurope and Latin America (incl. Mexico, Brazil)
More top picks
3
MetaMask Card
MetaMask (Consensys), issued on Mastercard · DebitRewardsVirtual: 1% mUSD back per transaction; Metal: 3% mUSD back on first $10,000 spend then 1%
Annual feeVirtual: free; Metal: $199/yr
Availability40+ countries incl. most EU, Canada, Latin America; Metal card available in the US; US and UK signups temporarily closed
8.5/10
#4
Gnosis Pay
Gnosis Pay (card issued by Monavate Limited under licence by Visa Europe Limited) · DebitRewardsUp to 5% cashback on eligible transactions, based on the amount of GNO held in wallet
Annual fee—
AvailabilityUK, EU (expanding)
8.4/10
#5
WhiteBIT Card (Nova)
WhiteBIT (issued by Wallester AS, Estonia) · DebitRewardsUp to 10% cashback on selected categories (EUR card max 25 EUR/month); USD card advertised up to 10% cashback; 3% 'Cashback Lite Mode' on every purchase
Annual feeNone (no opening, maintenance, closing, annual or monthly fees)
AvailabilityEEA: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland, Liechtenstein; plus Ukraine
8.4/10
#6
O
OKX Card
OKX · VirtualRewardsUp to 20% cashback in USDG on USDG purchases during launch (capped, tier-based); ongoing cashback rate depends on OKX VIP level with monthly limits
Annual fee$0 (no issuance, monthly, annual or inactivity fees)
AvailabilityEU + Norway (excludes Iceland & Liechtenstein) for the EEA card; other regional variants exist
8.3/10
#7
Zeal Card
Zeal (card issued by Monavate, via Gnosis Pay) · DebitRewardsUp to 4% cashback (cashback managed by Gnosis Pay, paid in GNO on Gnosis Chain; requires holding GNO in the Gnosis Pay card Safe)
Annual fee—
Availability150+ countries
8.3/10
#8
Kast Card
KAST · PrepaidRewardsCashback: 1.5% (Standard), 2% (Premium), 3% (Private); Premium/Private also earn +1%/+2% KAST Points
Annual feeStandard: Free; Premium: $1,000/year; Private: $10,000/year
Availability170+ countries (merchant acceptance)
8.2/10
#9
MEXC Card
MEXC · VirtualRewardsUp to 10% cashback in USDT, tiered by M-Score: Standard 4% (cap 100 USDT/mo), Premier 6% (cap 300 USDT/mo), Elite 10% (cap 800 USDT/mo); paid in USDT by 15th of following month
Annual fee0 (no annual fee)
AvailabilityAvailable outside MEXC blacklist; excludes US, China, India, Indonesia, Turkey, Russia; eligible incl. Philippines, Taiwan, Vietnam, Thailand
8.2/10
#10
BingX Card
BingX · DebitRewardsUp to 5% cashback on purchases; up to 20% on subscriptions
Annual feeNo annual fee for life; virtual card issuance free (physical free for VIP)
Availability200+ countries and territories (per BingX announcement)
8.2/10
#11
B
Bybit Card
BybitRewards2%–10% cashback on everyday spending; 100% cashback on select subscriptions
Annual feeVirtual: free; Physical: 5–29.99 USD/yr (varies by region)
AvailabilityEEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan (AIFC), APAC — availability and terms vary by region
8.1/10
#12
Bitget Wallet Card
Bitget Wallet · DebitRewards2% base assetback for all cardholders; up to 3% for new users or those meeting the $200–$400 monthly spend threshold. Assetback payable in BTC, gold, US stocks or USDC.
Annual fee$0
AvailabilityEEA & UK, Latin America (9 countries), APAC (10 regions), South Africa, Pakistan, Bangladesh
8/10
#13
Kraken Debit Card
Kraken (Payward) / Krak · DebitRewardsUK/EEA: tiered cashback 0%-2% by 30-day rolling balance (Starter 0%, Lite 0.5%, Pro 1%, Elite 1.5%, Max 2%), payable in Bitcoin or fiat; US Krak Card: up to 2% cashback, up to 4% boosted on travel via Krak Concierge
Annual feeNone (no monthly or annual fees)
AvailabilityUK and EEA (Mastercard); US Krak Card available in most US states except New York, Maine, Massachusetts, Indiana
8/10
#14
Tangem Pay
Tangem AG (card issued by Rain / Third National; program with Rain) · VirtualRewardsTiered cashback: Basic 1% (cap $100/mo), Plus 2% (cap $300/mo), Prestige 4% (cap $1,000/mo)
Annual feeBasic $0/mo; Plus $29.99/mo (waived with $4,500 monthly spend or $65,000 in Yield Mode); Prestige $999/year
AvailabilitySelect countries across USA, LATAM, APAC, MEA and Africa
8/10
#15
Uphold Card
Uphold · DebitRewardsEssential: 2% in XRP (up to $120). Elite: 4% back on Cryptocurrency/Metals funding and 3% on Fiat/Stablecoins, paid in XRP (up to $300).
Annual fee$0 (Essential); $99.99 (Elite)
AvailabilityUS only; excludes Louisiana, New York and US territories
7.9/10
Crypto cards with Apple Pay & Google Pay
Mobile-wallet support turns a crypto card into something you can tap with your phone or watch, and use online in one tap — no plastic required. This page ranks the crypto cards we track that work with Apple Pay and Google Pay, scored on the same rubric as every card. If you mostly pay by phone, mobile-wallet support may be the feature that matters most.
How it works
Once your crypto card is added to Apple Pay or Google Pay, spending works exactly like any other card in the wallet: you authenticate with your phone or watch, and the card converts your crypto to local currency behind the scenes. The merchant is paid in ordinary money and never sees crypto. Virtual crypto cards, which have no plastic at all, rely on mobile wallets to work at physical terminals.
Why mobile-wallet support matters
Beyond convenience, paying by phone is more secure: your real card number is not shared with the merchant, transactions are authenticated on your device, and a lost card is less of a problem when the working card lives behind your phone’s lock. For a purely virtual or online-first setup, Apple or Google Pay is what makes tap-to-pay in shops possible.
Adding a crypto card to your wallet
Support varies by card and region, so confirm a card offers Apple Pay or Google Pay in your country before assuming it will work. Adding a card is usually done in the provider’s app or your wallet app in a couple of steps after identity verification. Some cards support one wallet and not the other, so check the specific one you use.
Fees still apply
Paying by phone does not change a card’s fees — the conversion spread, FX, ATM and any annual charges are the same as tapping the physical card. Read the card page for the full schedule, and see our no-annual-fee and no-FX-fee rankings.
Stablecoins and tax
Funding with a stablecoin keeps tap-to-pay spending predictable and avoids much of the tax complexity of spending a volatile coin. Keep records and treat this as general information, not advice.
Who these cards suit
Apple Pay and Google Pay crypto cards suit anyone who prefers to pay by phone, uses virtual cards, or wants the added security of tokenised payments. Compare the ranked options above, narrow them with the card finder, or put two side by side in the comparison tool.
Our picks are editorial and based on the same scoring method we apply to every card. Some links may earn us a commission, which never affects a ranking. Information, not financial advice.
Full data
These cards compared
Side by side — fees, rewards, custody and networks.
| Card | Score | Type | Networks | Annual fee | FX fee | Rewards | Custody |
|---|---|---|---|---|---|---|---|
| Bleap | 8.9/10 | — | Mastercard | None | None (0%, no markup) | Up to 20% cashback (20% streaming/gaming/AI subs; 3% rides & food delivery; 2% restaurants & supermarkets; 1% everything else), paid in USDC | Self-custodial |
| Oobit | 8.7/10 | — | Visa | None (card creation and holding free) | — | Up to 10% cashback | Self-custodial |
| MetaMask Card | 8.5/10 | Debit | Mastercard | Virtual: free; Metal: $199/yr | No additional MetaMask fee (uses Mastercard's exchange rate) | Virtual: 1% mUSD back per transaction; Metal: 3% mUSD back on first $10,000 spend then 1% | Self-custodial |
| Gnosis Pay | 8.4/10 | Debit | Visa | — | — | Up to 5% cashback on eligible transactions, based on the amount of GNO held in wallet | Self-custodial |
| WhiteBIT Card (Nova) | 8.4/10 | Debit | Visa | None (no opening, maintenance, closing, annual or monthly fees) | 1.5% conversion fee on non-USD payments (Visa exchange rate) on the USD card | Up to 10% cashback on selected categories (EUR card max 25 EUR/month); USD card advertised up to 10% cashback; 3% 'Cashback Lite Mode' on every purchase | Custodial |
| OKX Card | 8.3/10 | Virtual | Mastercard (EEA); Visa/Mastercard by region | $0 (no issuance, monthly, annual or inactivity fees) | None charged by OKX; 0.1% market spread on stablecoin-to-fiat conversion | Up to 20% cashback in USDG on USDG purchases during launch (capped, tier-based); ongoing cashback rate depends on OKX VIP level with monthly limits | Custodial |
| Zeal Card | 8.3/10 | Debit | Visa | — | No exchange fees; uses Visa mid-market rate | Up to 4% cashback (cashback managed by Gnosis Pay, paid in GNO on Gnosis Chain; requires holding GNO in the Gnosis Pay card Safe) | Self-custodial |
| Kast Card | 8.2/10 | Prepaid | Visa | Standard: Free; Premium: $1,000/year; Private: $10,000/year | — | Cashback: 1.5% (Standard), 2% (Premium), 3% (Private); Premium/Private also earn +1%/+2% KAST Points | Custodial |
| MEXC Card | 8.2/10 | Virtual | Visa (Visa Platinum) | 0 (no annual fee) | No FX markup on Visa exchange rate; no crypto conversion fee | Up to 10% cashback in USDT, tiered by M-Score: Standard 4% (cap 100 USDT/mo), Premier 6% (cap 300 USDT/mo), Elite 10% (cap 800 USDT/mo); paid in USDT by 15th of following month | Custodial |
| BingX Card | 8.2/10 | Debit | Visa | No annual fee for life; virtual card issuance free (physical free for VIP) | — | Up to 5% cashback on purchases; up to 20% on subscriptions | Custodial |
| Bybit Card | 8.1/10 | — | Mastercard/Visa | Virtual: free; Physical: 5–29.99 USD/yr (varies by region) | 0.5%–7% depending on region (on top of Mastercard/Visa FX rate); e.g. EEA 0.5%, Peru 1%, Brazil 1.5%, AU/MX/APAC/GE/KZ 2%, Argentina 7% | 2%–10% cashback on everyday spending; 100% cashback on select subscriptions | Custodial |
| Bitget Wallet Card | 8/10 | Debit | Visa/Mastercard (by region) | $0 | — | 2% base assetback for all cardholders; up to 3% for new users or those meeting the $200–$400 monthly spend threshold. Assetback payable in BTC, gold, US stocks or USDC. | Self-custodial |
| Kraken Debit Card | 8/10 | Debit | Mastercard (UK/EEA); Visa (US Krak Card) | None (no monthly or annual fees) | No FX markup (passes Mastercard exchange rate without markup); a variable spread applies when spending across assets | UK/EEA: tiered cashback 0%-2% by 30-day rolling balance (Starter 0%, Lite 0.5%, Pro 1%, Elite 1.5%, Max 2%), payable in Bitcoin or fiat; US Krak Card: up to 2% cashback, up to 4% boosted on travel via Krak Concierge | Custodial |
| Tangem Pay | 8/10 | Virtual | Visa | Basic $0/mo; Plus $29.99/mo (waived with $4,500 monthly spend or $65,000 in Yield Mode); Prestige $999/year | — | Tiered cashback: Basic 1% (cap $100/mo), Plus 2% (cap $300/mo), Prestige 4% (cap $1,000/mo) | Self-custodial |
| Uphold Card | 7.9/10 | Debit | Visa | $0 (Essential); $99.99 (Elite) | 0% (Elite); 1.50% (Essential) | Essential: 2% in XRP (up to $120). Elite: 4% back on Cryptocurrency/Metals funding and 3% on Fiat/Stablecoins, paid in XRP (up to $300). | Custodial |
Quick facts
Cards tracked15
Top ratedBleap · 8.9
No annual fee10
NetworksVisa & Mastercard
Frequently asked questions
What is the best crypto cards with apple pay & google pay?
Our current top pick is Bleap (8.9/10), followed by Oobit. All picks are scored on the same rubric and updated as terms change.
Are these picks paid placements?
No. Our rankings are editorial and based on the same scoring method we apply to every card. Some links may earn a commission, which never affects a ranking.