Quick answer. Our top-rated right now: Bleap (8.9/10), Oobit (8.7/10), MetaMask Card (8.5/10). Rankings use our published scoring method and verified issuer data.
Crypto cards that support Apple Pay and Google Pay are becoming increasingly popular as they offer the convenience of using digital currencies for everyday transactions. These cards bridge the gap between the traditional financial system and the world of cryptocurrencies, allowing users to make payments seamlessly through their mobile devices. When choosing a crypto card that works with Apple Pay and Google Pay, it’s important to consider several factors to ensure it meets your needs.
When selecting a crypto card that supports Apple Pay and Google Pay, keep the following aspects in mind:
When choosing a crypto card with Apple Pay and Google Pay support, be aware of these common pitfalls:
A: Yes, most crypto cards that support Apple Pay and Google Pay can be used for both online and offline transactions, provided the merchant accepts digital payments.
A: Some cards may have geographical limitations. It’s important to check the terms and conditions to see if there are any restrictions on where you can use the card.
A: You can typically manage your account through a mobile app or website provided by the card issuer. This includes checking your balance, viewing transactions, and accessing customer support.
Side by side — fees, rewards, custody and networks.
| Card | Score | Type | Networks | Annual fee | FX fee | Rewards | Custody |
|---|---|---|---|---|---|---|---|
| Bleap | 8.9/10 | — | Mastercard | None | None (0%, no markup) | Up to 20% cashback (20% streaming/gaming/AI subs; 3% rides & food delivery; 2% restaurants & supermarkets; 1% everything else), paid in USDC | Self-custodial |
| Oobit | 8.7/10 | — | Visa | None (card creation and holding free) | — | Up to 10% cashback | Self-custodial |
| MetaMask Card | 8.5/10 | Debit | Mastercard | Virtual: free; Metal: $199/yr | No additional MetaMask fee (uses Mastercard's exchange rate) | Virtual: 1% mUSD back per transaction; Metal: 3% mUSD back on first $10,000 spend then 1% | Self-custodial |
| Gnosis Pay | 8.4/10 | Debit | Visa | — | — | Up to 5% cashback on eligible transactions, based on the amount of GNO held in wallet | Self-custodial |
| WhiteBIT Card (Nova) | 8.4/10 | Debit | Visa | None (no opening, maintenance, closing, annual or monthly fees) | 1.5% conversion fee on non-USD payments (Visa exchange rate) on the USD card | Up to 10% cashback on selected categories (EUR card max 25 EUR/month); USD card advertised up to 10% cashback; 3% 'Cashback Lite Mode' on every purchase | Custodial |
| OKX Card | 8.3/10 | Virtual | Mastercard (EEA); Visa/Mastercard by region | $0 (no issuance, monthly, annual or inactivity fees) | None charged by OKX; 0.1% market spread on stablecoin-to-fiat conversion | Up to 20% cashback in USDG on USDG purchases during launch (capped, tier-based); ongoing cashback rate depends on OKX VIP level with monthly limits | Custodial |
| Zeal Card | 8.3/10 | Debit | Visa | — | No exchange fees; uses Visa mid-market rate | Up to 4% cashback (cashback managed by Gnosis Pay, paid in GNO on Gnosis Chain; requires holding GNO in the Gnosis Pay card Safe) | Self-custodial |
| Kast Card | 8.2/10 | Prepaid | Visa | Standard: Free; Premium: $1,000/year; Private: $10,000/year | — | Cashback: 1.5% (Standard), 2% (Premium), 3% (Private); Premium/Private also earn +1%/+2% KAST Points | Custodial |
| MEXC Card | 8.2/10 | Virtual | Visa (Visa Platinum) | 0 (no annual fee) | No FX markup on Visa exchange rate; no crypto conversion fee | Up to 10% cashback in USDT, tiered by M-Score: Standard 4% (cap 100 USDT/mo), Premier 6% (cap 300 USDT/mo), Elite 10% (cap 800 USDT/mo); paid in USDT by 15th of following month | Custodial |
| BingX Card | 8.2/10 | Debit | Visa | No annual fee for life; virtual card issuance free (physical free for VIP) | — | Up to 5% cashback on purchases; up to 20% on subscriptions | Custodial |
| Bybit Card | 8.1/10 | — | Mastercard/Visa | Virtual: free; Physical: 5–29.99 USD/yr (varies by region) | 0.5%–7% depending on region (on top of Mastercard/Visa FX rate); e.g. EEA 0.5%, Peru 1%, Brazil 1.5%, AU/MX/APAC/GE/KZ 2%, Argentina 7% | 2%–10% cashback on everyday spending; 100% cashback on select subscriptions | Custodial |
| Bitget Wallet Card | 8/10 | Debit | Visa/Mastercard (by region) | $0 | — | 2% base assetback for all cardholders; up to 3% for new users or those meeting the $200–$400 monthly spend threshold. Assetback payable in BTC, gold, US stocks or USDC. | Self-custodial |
| Kraken Debit Card | 8/10 | Debit | Mastercard (UK/EEA); Visa (US Krak Card) | None (no monthly or annual fees) | No FX markup (passes Mastercard exchange rate without markup); a variable spread applies when spending across assets | UK/EEA: tiered cashback 0%-2% by 30-day rolling balance (Starter 0%, Lite 0.5%, Pro 1%, Elite 1.5%, Max 2%), payable in Bitcoin or fiat; US Krak Card: up to 2% cashback, up to 4% boosted on travel via Krak Concierge | Custodial |
| Tangem Pay | 8/10 | Virtual | Visa | Basic $0/mo; Plus $29.99/mo (waived with $4,500 monthly spend or $65,000 in Yield Mode); Prestige $999/year | — | Tiered cashback: Basic 1% (cap $100/mo), Plus 2% (cap $300/mo), Prestige 4% (cap $1,000/mo) | Self-custodial |
| Uphold Card | 7.9/10 | Debit | Visa | $0 (Essential); $99.99 (Elite) | 0% (Elite); 1.50% (Essential) | Essential: 2% in XRP (up to $120). Elite: 4% back on Cryptocurrency/Metals funding and 3% on Fiat/Stablecoins, paid in XRP (up to $300). | Custodial |