Deblock · Debit
Deblock Card review
A self-custodial EU neobank debit card where the user retains custody of their crypto, with a free Standard plan and up to 1% cashback on paid tiers.
Quick answer. Deblock Card is a debit crypto card from Deblock. Rewards: Up to 1% cashback on card payments (Premium and Native plans; not included on free Standard plan). Annual/issuance €0 (Standard); Premium €14.99/month; Native free with a Deblock NFT held 30+ days. Funds are self-custodial. Availability varies by region — confirm with the issuer.
Key takeaways
- Network & type: Debit
- Rewards: Up to 1% cashback on card payments (Premium and Native plans; not included on free Standard plan)
- Annual fee: €0 (Standard); Premium €14.99/month; Native free with a Deblock NFT held 30+ days
- Custody: Self-custodial
- Apple/Google Pay: Yes
Our rating, explained
Every card is scored on the same six factors — the weighting shows how much each counts toward the overall (provisional) score. How we rate →
Who it's for
Choose it if…
- You want no annual or monthly fee
- You spend enough for cashback to add up
- You want to keep custody of your funds until you spend
- You pay with Apple Pay or Google Pay
Look elsewhere if…
- You want to avoid identity verification (KYC)
How it compares to the field
Put in context against all 67 crypto cards we track and verify.
Overview
The Deblock Card is a self-custodial debit card offered by Deblock, which emphasizes user control over their crypto assets. It is designed primarily for users in the EU and euro-zone, leveraging SEPA for transactions. The card comes in three plans: Standard, Premium, and Native, each with distinct features and fee structures. While the Standard plan is free, the Premium plan costs €14.99 per month, and the Native plan is available for free to users who hold a Deblock NFT for at least 30 days.
Deblock positions itself as a bridge between traditional finance and the crypto world, allowing users to manage their digital assets while also accessing everyday payment functionalities. However, potential users should be aware of the card’s limitations, particularly its focus on the EU region and the varying benefits across its plans.
How it works
The Deblock Card operates as a self-custodial solution, meaning users have full control over their crypto assets. This is a significant advantage for those who prioritize security and ownership of their funds. The card supports Apple Pay and Google Pay, making it convenient for users who prefer mobile payments. However, the card’s functionality is largely dependent on the chosen plan:
- Standard Plan: This free plan offers basic features, including free card top-ups up to €2,000 per month. However, it does not include cashback on card payments.
- Premium Plan: For €14.99 per month, users gain access to up to 1% cashback on card payments, which can be a significant benefit for frequent users. Additionally, the Premium plan increases the ATM withdrawal limit.
- Native Plan: This plan is available for free to users who hold a Deblock NFT for at least 30 days. It offers the same benefits as the Premium plan, including cashback and higher ATM withdrawal limits.
It’s important to note that while the card supports crypto transactions, specific details about supported coins and blockchains are not provided by the issuer.
Fees and value
The Deblock Card’s fee structure is designed to cater to different user needs, but it comes with some caveats. The Standard plan, while free, has limitations, such as a cap on free ATM withdrawals (up to €100 per rolling month, then 1% fee) and no cashback on card payments. The Premium and Native plans offer more flexibility, with up to three free ATM withdrawals or €1,000 per rolling month, and 1% cashback on card payments.
Card top-ups are free up to €2,000 per calendar month, after which a 0.5% fee applies. This can be a consideration for users who plan to make larger transactions. The card’s focus on the EU region means that users outside this area may face additional challenges or limitations.
Who it’s for
The Deblock Card is ideal for users who value self-custody of their crypto assets and are based in the EU. It is particularly suited for those who:
- Want to integrate crypto with traditional payment methods like Apple Pay and Google Pay.
- Are willing to pay for the Premium or Native plans to access cashback and higher ATM withdrawal limits.
- Prefer a card that allows them to manage their crypto and fiat transactions in one place.
However, users should be aware of the card’s limitations, such as the lack of detailed information on supported coins and countries, and the potential for crypto market volatility, which could affect the value of their assets.
Fees & costs
| Fee | Amount |
|---|---|
| Annual / issuance | €0 (Standard); Premium €14.99/month; Native free with a Deblock NFT held 30+ days |
| FX / spend fee | — |
| ATM withdrawal | Free up to 1 withdrawal or €100/rolling month (Standard), then 1% (min €1); Premium/Native up to 3 withdrawals or €1,000 |
| Top-up / load | Free up to €2,000 per calendar month, then 0.5% |
| Staking / lockup | None |
Pros & cons
Pros
- Self-custodial wallet — 'Own your assets, in self-custody' (user controls the crypto)
- Free Standard plan; card top-up free up to €2,000/month
- Apple Pay and Google Pay supported (free); up to 1% cashback on paid plans
Cons
- No cashback on the free Standard plan; 1% cashback needs Premium (€14.99/mo) or Native
- ATM withdrawals free only up to a low monthly cap, then 1% (min €1)
- EU/euro-zone focused (SEPA); specific eligible countries not stated on official pages fetched
Our take
The Deblock Card is a self-custodial debit card offering up to 1% cashback on paid plans, with a free Standard option but limitations on ATM withdrawals and international use.