1
RewardsUp to 10% cashback
Annual feeNone (card creation and holding free)
Availability100+ countries
8.7/10
A USDT card lets you spend Tether, the most-traded dollar stablecoin, particularly common on exchange-issued cards. Like other stablecoin cards it offers a predictable, dollar-pegged balance. Below are the USDT-capable cards we track.
Quick answer. We track and verify 13 usdt crypto cards. Our top-rated right now: Oobit (8.7/10), MetaMask Card (8.5/10), MEXC Card (8.2/10). Rankings use our published scoring method and verified issuer data.
2
MetaMask Card
MetaMask (Consensys), issued on Mastercard · DebitRewardsVirtual: 1% mUSD back per transaction; Metal: 3% mUSD back on first $10,000 spend then 1%
Annual feeVirtual: free; Metal: $199/yr
Availability40+ countries incl. most EU, Canada, Latin America; Metal card available in the US; US and UK signups temporarily closed
8.5/10
3
MEXC Card
MEXC · VirtualRewardsUp to 10% cashback in USDT, tiered by M-Score: Standard 4% (cap 100 USDT/mo), Premier 6% (cap 300 USDT/mo), Elite 10% (cap 800 USDT/mo); paid in USDT by 15th of following month
Annual fee0 (no annual fee)
AvailabilityAvailable outside MEXC blacklist; excludes US, China, India, Indonesia, Turkey, Russia; eligible incl. Philippines, Taiwan, Vietnam, Thailand
8.2/10
#4
Kast Card
KAST · PrepaidRewardsCashback: 1.5% (Standard), 2% (Premium), 3% (Private); Premium/Private also earn +1%/+2% KAST Points
Annual feeStandard: Free; Premium: $1,000/year; Private: $10,000/year
Availability170+ countries (merchant acceptance)
8.2/10
#5
B
Bybit Card
BybitRewards2%–10% cashback on everyday spending; 100% cashback on select subscriptions
Annual feeVirtual: free; Physical: 5–29.99 USD/yr (varies by region)
AvailabilityEEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan (AIFC), APAC — availability and terms vary by region
8.1/10
#6
Bitget Wallet Card
Bitget Wallet · DebitRewards2% base assetback for all cardholders; up to 3% for new users or those meeting the $200–$400 monthly spend threshold. Assetback payable in BTC, gold, US stocks or USDC.
Annual fee$0
AvailabilityEEA & UK, Latin America (9 countries), APAC (10 regions), South Africa, Pakistan, Bangladesh
8/10
#7
Crypto Life (CL) Card
Baanx · DebitRewards1% reward on total card transactions (in BTC or USDT), or 2% if reward is taken in BXX
Annual feeNone (free card, no subscription fee)
Availability—
7.7/10
#8
Moon Virtual Card
Moon (Pay with Moon) · VirtualRewards—
Annual fee—
Availability—
7.4/10
#9
SpectroCoin Card
SpectroCoin · DebitRewards—
Annual feeNo annual fee; monthly service charge €1. Issuance: physical €5, virtual €1
Availability—
7.3/10
#10
KuCoin Card (KuCard)
KuCoin · DebitRewardsUp to 3% cashback plus purchase discounts
Annual feeEUR 10 annual maintenance (EUR 9.99 one-time issuance)
AvailabilityEuropean Economic Area (EEA) only — 30 listed countries incl. AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, PL, PT, RO, SK, SI, ES, SE, IS, LI, NO
7.2/10
#11
G
Gate Card
Gate (Gate.io / Gate.com) · DebitRewardsUp to 8% cashback, issued as points redeemable for USDT, BTC, ETH, USDC and other digital assets; referral bonus 5 USDT (referrer) + 2 USDT (referee)
Annual fee—
AvailabilityAvailable in non-restricted regions (specific list not stated)
7.1/10
#12
CoinZoom Visa Card
CoinZoom · DebitRewardsUp to 5% crypto back on every purchase
Annual fee$0
Availability169 countries
7.1/10
#13
T
Trustee Plus Card
Trustee (Trustee Global)Rewards—
Annual fee—
AvailabilityCard issued in Great Britain (full country list not stated on official page)
6.6/10
USDT on crypto cards
USDT (Tether) is the largest stablecoin by volume and turns up most often on cards issued by exchanges. If you already hold USDT on an exchange, a card that spends it can be the simplest way to use that balance in the real world.
What to check
- Which chain. USDT exists on several networks; make sure the card supports the one you hold it on, or that top-ups are easy.
- Direct spend vs conversion. As with any stablecoin card, spending USDT directly (no FX fee) is cheaper than a behind-the-scenes conversion.
- Availability. Some USDT-focused cards are region-specific — check it works where you live.
See all stablecoin cards, or line two up with the comparison tool.
Full data
USDT cards compared
Every usdt card we track, side by side — fees, rewards, custody and networks.
| Card | Score | Type | Networks | Annual fee | FX fee | Rewards | Custody |
|---|---|---|---|---|---|---|---|
| Oobit | 8.7/10 | — | Visa | None (card creation and holding free) | — | Up to 10% cashback | Self-custodial |
| MetaMask Card | 8.5/10 | Debit | Mastercard | Virtual: free; Metal: $199/yr | No additional MetaMask fee (uses Mastercard's exchange rate) | Virtual: 1% mUSD back per transaction; Metal: 3% mUSD back on first $10,000 spend then 1% | Self-custodial |
| Kast Card | 8.2/10 | Prepaid | Visa | Standard: Free; Premium: $1,000/year; Private: $10,000/year | — | Cashback: 1.5% (Standard), 2% (Premium), 3% (Private); Premium/Private also earn +1%/+2% KAST Points | Custodial |
| MEXC Card | 8.2/10 | Virtual | Visa (Visa Platinum) | 0 (no annual fee) | No FX markup on Visa exchange rate; no crypto conversion fee | Up to 10% cashback in USDT, tiered by M-Score: Standard 4% (cap 100 USDT/mo), Premier 6% (cap 300 USDT/mo), Elite 10% (cap 800 USDT/mo); paid in USDT by 15th of following month | Custodial |
| Bybit Card | 8.1/10 | — | Mastercard/Visa | Virtual: free; Physical: 5–29.99 USD/yr (varies by region) | 0.5%–7% depending on region (on top of Mastercard/Visa FX rate); e.g. EEA 0.5%, Peru 1%, Brazil 1.5%, AU/MX/APAC/GE/KZ 2%, Argentina 7% | 2%–10% cashback on everyday spending; 100% cashback on select subscriptions | Custodial |
| Bitget Wallet Card | 8/10 | Debit | Visa/Mastercard (by region) | $0 | — | 2% base assetback for all cardholders; up to 3% for new users or those meeting the $200–$400 monthly spend threshold. Assetback payable in BTC, gold, US stocks or USDC. | Self-custodial |
| Crypto Life (CL) Card | 7.7/10 | Debit | Mastercard, Visa | None (free card, no subscription fee) | — | 1% reward on total card transactions (in BTC or USDT), or 2% if reward is taken in BXX | Self-custodial |
| Moon Virtual Card | 7.4/10 | Virtual | Visa | — | 0% (no FX / foreign transaction fees) | — | Self-custodial |
| SpectroCoin Card | 7.3/10 | Debit | Visa | No annual fee; monthly service charge €1. Issuance: physical €5, virtual €1 | POS/online: EEA non-EUR 0.5%; international 1% | — | Custodial |
| KuCoin Card (KuCard) | 7.2/10 | Debit | Visa | EUR 10 annual maintenance (EUR 9.99 one-time issuance) | No fee on EUR transactions within Europe; 2% on foreign transactions outside Europe | Up to 3% cashback plus purchase discounts | — |
| CoinZoom Visa Card | 7.1/10 | Debit | Visa | $0 | — | Up to 5% crypto back on every purchase | — |
| Gate Card | 7.1/10 | Debit | Visa or Mastercard | — | — | Up to 8% cashback, issued as points redeemable for USDT, BTC, ETH, USDC and other digital assets; referral bonus 5 USDT (referrer) + 2 USDT (referee) | — |
| Trustee Plus Card | 6.6/10 | — | — | — | — | — | — |