Europe and the EEA have the widest selection of crypto cards, helped by a clearer regulatory framework. The cards below explicitly support European users.
Quick answer. We track and verify 17 europe crypto cards. Our top-rated right now: Bleap (8.9/10), MetaMask Card (8.5/10), Gnosis Pay (8.4/10). Rankings use our published scoring method and verified issuer data.
The EEA is the single best-served region for crypto cards, and the MiCA framework has given issuers clearer rules to operate under. European users also benefit from euro stablecoins such as EURe, which avoid an extra currency conversion when spending at home.
We only list a card here if the issuer explicitly names this region. Some cards marketed as “global” may also work here — check the card’s own page and the issuer’s terms before applying.
Every europe card we track, side by side — fees, rewards, custody and networks.
| Card | Score | Type | Networks | Annual fee | FX fee | Rewards | Custody |
|---|---|---|---|---|---|---|---|
| Bleap | 8.9/10 | — | Mastercard | None | None (0%, no markup) | Up to 20% cashback (20% streaming/gaming/AI subs; 3% rides & food delivery; 2% restaurants & supermarkets; 1% everything else), paid in USDC | Self-custodial |
| MetaMask Card | 8.5/10 | Debit | Mastercard | Virtual: free; Metal: $199/yr | No additional MetaMask fee (uses Mastercard's exchange rate) | Virtual: 1% mUSD back per transaction; Metal: 3% mUSD back on first $10,000 spend then 1% | Self-custodial |
| Gnosis Pay | 8.4/10 | Debit | Visa | — | — | Up to 5% cashback on eligible transactions, based on the amount of GNO held in wallet | Self-custodial |
| OKX Card | 8.3/10 | Virtual | Mastercard (EEA); Visa/Mastercard by region | $0 (no issuance, monthly, annual or inactivity fees) | None charged by OKX; 0.1% market spread on stablecoin-to-fiat conversion | Up to 20% cashback in USDG on USDG purchases during launch (capped, tier-based); ongoing cashback rate depends on OKX VIP level with monthly limits | Custodial |
| Bybit Card | 8.1/10 | — | Mastercard/Visa | Virtual: free; Physical: 5–29.99 USD/yr (varies by region) | 0.5%–7% depending on region (on top of Mastercard/Visa FX rate); e.g. EEA 0.5%, Peru 1%, Brazil 1.5%, AU/MX/APAC/GE/KZ 2%, Argentina 7% | 2%–10% cashback on everyday spending; 100% cashback on select subscriptions | Custodial |
| Bitget Wallet Card | 8/10 | Debit | Visa/Mastercard (by region) | $0 | — | 2% base assetback for all cardholders; up to 3% for new users or those meeting the $200–$400 monthly spend threshold. Assetback payable in BTC, gold, US stocks or USDC. | Self-custodial |
| Bitsa Card | 7.9/10 | Prepaid | Visa | FREE €0; MOVE €0.99/mo (€8.99/yr); PRO €9.99/mo (€69.99/yr). Card issuance: physical €20, virtual €2.50 | 1.75% (international non-euro); 2% (rest of world) | Cashback up to 15% (PRO plan) | Custodial |
| Nexo Card | 7.8/10 | Credit | Mastercard | No monthly, annual, or inactivity card fees | Weekdays: 0.2% (EEA/UK/CH), 2% (rest of world); Weekends: 0.7% (EEA/UK/CH), 2.5% (rest of world) | Up to 2% crypto cashback in Credit Mode, tiered: Platinum 2% NEXO or 0.5% BTC, Gold 1% NEXO or 0.3% BTC, Silver 0.7% NEXO or 0.2% BTC, Base 0.5% NEXO or 0.1% BTC (cashback requires balance above $5,000 in digital assets) | Custodial |
| Mercuryo Card (Spend, compatible with Ledger) | 7.4/10 | Virtual | Mastercard | No issuance fee; €1/month maintenance only after 3 consecutive months of inactivity (waived on resuming use) | — | None at launch (referral/cashback rewards announced as coming soon) | Self-custodial |
| Volet Card | 7.4/10 | Prepaid | Visa and Mastercard | — | — | Referral reward on card activation: $2/€2 (digital), $5/€5 (plastic) | Custodial |
| Bitpanda Card | 7.3/10 | Debit | Visa | €0 (free card, no monthly costs) | 0% Bitpanda FX fee on non-Euro transactions (Visa mark-up fees apply) | 1% cashback on all crypto asset spending (excludes fiat, stablecoins, metals and stocks) | Custodial |
| KuCoin Card (KuCard) | 7.2/10 | Debit | Visa | EUR 10 annual maintenance (EUR 9.99 one-time issuance) | No fee on EUR transactions within Europe; 2% on foreign transactions outside Europe | Up to 3% cashback plus purchase discounts | — |
| Vivid Money Card | 7/10 | Debit | Visa | — | — | 0.5% cashback on every card transaction (1.5% for Prime); up to ~4% on a chosen category; cashback payable as Crypto Rewards | Custodial |
| Plutus Card | 6.8/10 | — | Visa | — | 2.5% on non-domestic transactions | 3–9% back in Pluton (PLU) Dynamic Reward Points, depending on plan tier and monthly spend | — |
| hi Card | 6.6/10 | Debit | Mastercard | — | — | Spend Rewards paid in HI token, by membership tier — CURRENTLY SUSPENDED (HI, Crypto and Fiat Spend Rewards suspended until further notice) | Custodial |
| Embily Card | 6.5/10 | Debit | Visa (announced transition to Mastercard) | EUR 2.00 per month (monthly fee) | No additional transaction fees on purchases made in the UK or EEA | — | Custodial |
| Revolut | 6.3/10 | Debit | — | — | No exchange fees on crypto card payments; fair-usage fees may apply depending on plan. No crypto custody fees | Not for crypto card spend. Plan-based cashback exists (e.g. Metal: up to 1% outside Europe, 0.1% within Europe), payable in fiat or 5 cryptocurrencies incl. Bitcoin | Custodial |