Quick answer. Our top-rated right now: Bleap (8.9/10), MetaMask Card (8.5/10), OKX Card (8.3/10). Rankings use our published scoring method and verified issuer data.
Choosing the right Crypto Mastercard can significantly enhance your cryptocurrency spending experience. These cards allow you to use your digital assets for everyday purchases, bridging the gap between traditional finance and the crypto world. However, with numerous options available, it’s crucial to understand what sets them apart and how to select the one that best fits your needs.
When evaluating Crypto Mastercard options, several factors should guide your decision-making process:
Here are some of the leading Crypto Mastercard cards currently available on the market:
When selecting a Crypto Mastercard, be wary of the following pitfalls:
A: Yes, Crypto Mastercards are designed to be used wherever Mastercard is accepted, both online and offline.
A: The process varies by card, but typically involves transferring cryptocurrency from your wallet to the card’s associated account.
A: Yes, most cards have daily, weekly, or monthly spending limits. These limits can vary based on the card and your account status.
Side by side — fees, rewards, custody and networks.
| Card | Score | Type | Networks | Annual fee | FX fee | Rewards | Custody |
|---|---|---|---|---|---|---|---|
| Bleap | 8.9/10 | — | Mastercard | None | None (0%, no markup) | Up to 20% cashback (20% streaming/gaming/AI subs; 3% rides & food delivery; 2% restaurants & supermarkets; 1% everything else), paid in USDC | Self-custodial |
| MetaMask Card | 8.5/10 | Debit | Mastercard | Virtual: free; Metal: $199/yr | No additional MetaMask fee (uses Mastercard's exchange rate) | Virtual: 1% mUSD back per transaction; Metal: 3% mUSD back on first $10,000 spend then 1% | Self-custodial |
| OKX Card | 8.3/10 | Virtual | Mastercard (EEA); Visa/Mastercard by region | $0 (no issuance, monthly, annual or inactivity fees) | None charged by OKX; 0.1% market spread on stablecoin-to-fiat conversion | Up to 20% cashback in USDG on USDG purchases during launch (capped, tier-based); ongoing cashback rate depends on OKX VIP level with monthly limits | Custodial |
| Bybit Card | 8.1/10 | — | Mastercard/Visa | Virtual: free; Physical: 5–29.99 USD/yr (varies by region) | 0.5%–7% depending on region (on top of Mastercard/Visa FX rate); e.g. EEA 0.5%, Peru 1%, Brazil 1.5%, AU/MX/APAC/GE/KZ 2%, Argentina 7% | 2%–10% cashback on everyday spending; 100% cashback on select subscriptions | Custodial |
| Bitget Wallet Card | 8/10 | Debit | Visa/Mastercard (by region) | $0 | — | 2% base assetback for all cardholders; up to 3% for new users or those meeting the $200–$400 monthly spend threshold. Assetback payable in BTC, gold, US stocks or USDC. | Self-custodial |
| Kraken Debit Card | 8/10 | Debit | Mastercard (UK/EEA); Visa (US Krak Card) | None (no monthly or annual fees) | No FX markup (passes Mastercard exchange rate without markup); a variable spread applies when spending across assets | UK/EEA: tiered cashback 0%-2% by 30-day rolling balance (Starter 0%, Lite 0.5%, Pro 1%, Elite 1.5%, Max 2%), payable in Bitcoin or fiat; US Krak Card: up to 2% cashback, up to 4% boosted on travel via Krak Concierge | Custodial |
| Nexo Card | 7.8/10 | Credit | Mastercard | No monthly, annual, or inactivity card fees | Weekdays: 0.2% (EEA/UK/CH), 2% (rest of world); Weekends: 0.7% (EEA/UK/CH), 2.5% (rest of world) | Up to 2% crypto cashback in Credit Mode, tiered: Platinum 2% NEXO or 0.5% BTC, Gold 1% NEXO or 0.3% BTC, Silver 0.7% NEXO or 0.2% BTC, Base 0.5% NEXO or 0.1% BTC (cashback requires balance above $5,000 in digital assets) | Custodial |
| Wirex Card | 7.7/10 | Debit | Visa or Mastercard (varies by region) | — | — | Cryptoback rewards up to 8% | Custodial |
| Crypto Life (CL) Card | 7.7/10 | Debit | Mastercard, Visa | None (free card, no subscription fee) | — | 1% reward on total card transactions (in BTC or USDT), or 2% if reward is taken in BXX | Self-custodial |
| Cwallet Cozy Card | 7.6/10 | Virtual | Visa (Mastercard on the USD Master variant) | $0 (no monthly fee); one-time activation $0–$12 depending on tier | None (no foreign transaction fees) | USD Premium tier includes 'Extra Cashback' (amount unspecified, marked Coming Soon); other tiers none | Custodial |
| Mercuryo Card (Spend, compatible with Ledger) | 7.4/10 | Virtual | Mastercard | No issuance fee; €1/month maintenance only after 3 consecutive months of inactivity (waived on resuming use) | — | None at launch (referral/cashback rewards announced as coming soon) | Self-custodial |
| Volet Card | 7.4/10 | Prepaid | Visa and Mastercard | — | — | Referral reward on card activation: $2/€2 (digital), $5/€5 (plastic) | Custodial |
| SafePal Card | 7.4/10 | Virtual | Mastercard | None (zero account creation/management fees) | — | Up to 40% referral commissions on top-up fees from referred accounts (no direct spend cashback stated) | — |
| Buenbit Card | 7.4/10 | Prepaid | Mastercard | None (free to request, activate and maintain) | — | Up to 5% reintegro (cashback) in DAI, BTC, ETH, USDC or nuARS; tiered loyalty levels (lowest 1%); cap ~ARS 10,000/month in crypto | Custodial |
| Phemex Card | 7.3/10 | Virtual | Mastercard | $0 (no card issuance fee, no annual fee, no account closure fee) | — | Up to 1% unlimited cashback (no caps), paid in USDT | Custodial |
| Bit2Me Card | 7.2/10 | Prepaid | Mastercard | €0 (no maintenance fees for virtual or physical card) | — | Up to 7% cashback on all purchases; up to 39% combined with Bit2Me Earn (up to +7%) and Bit2Me Life (up to +25%) | Custodial |
| Gemini Credit Card | 7.1/10 | Credit | Mastercard | $0 (no annual fee) | No foreign transaction fees | Up to 4% crypto back: 4% on gas, EV charging & transit (up to $300/mo, then 1%), 3% dining, 2% groceries, 1% everything else | Custodial |
| Cake Pay | 7.1/10 | Prepaid | Visa, Mastercard (per cakepay.com) | None (products sold at face value) | — | — | Self-custodial |