Kast Card vs Oobit
How does Kast Card compare to Oobit? A side-by-side look at fees, rewards, custody and availability.
Higher score: Oobit · provisional, see how we rate
| Feature | Kast Card | Oobit |
|---|---|---|
| Our score | 8.2/10 | 8.7/10 |
| Type | Prepaid | — |
| Networks | Visa | Visa |
| Rewards | Cashback: 1.5% (Standard), 2% (Premium), 3% (Private); Premium/Private also earn +1%/+2% KAST Points | Up to 10% cashback |
| Annual fee | Standard: Free; Premium: $1,000/year; Private: $10,000/year | None (card creation and holding free) |
| FX fee | — | — |
| ATM fee | — | — |
| KYC | Full | — |
| Custody | Custodial | Self-custodial |
| Supported coins | USDT, USDC, PENGU and 25+ other coins | Bitcoin, USDT, Ethereum, Solana, Bitcoin Cash (and other stablecoins) |
| Availability | 170+ countries (merchant acceptance) | 100+ countries |
| Apple / Google Pay | Yes | Yes |
When choosing between the Kast Card and Oobit, the decision largely depends on your priorities regarding rewards, fees, custody, and the overall crypto experience. Both cards offer unique advantages, but they cater to different user needs.
Choose Kast Card if…
- You want tiered cashback options: Kast Card offers a structured cashback system, with rates ranging from 1.5% to 3%, depending on the tier you choose. Premium and Private tiers also earn additional KAST Points.
- You prefer a wide range of supported coins: Kast Card supports over 25 coins, including USDT, USDC, and PENGU, and operates on 10+ chains, with a focus on Solana.
- You value extensive merchant acceptance: With acceptance in 170+ countries, Kast Card is a versatile option for global users.
- You are open to custodial solutions: Kast Card operates with a custodial model, meaning your funds are held with regulated partners. This might be a plus for those who prefer not to manage their own crypto security.
- You are willing to pay for premium features: While the Standard tier is free, the Premium and Private tiers come with high annual fees ($1,000 and $10,000 respectively) but offer higher cashback rates and additional benefits.
Choose Oobit if…
- You prioritize self-custody: Oobit allows you to connect directly to your wallet (such as MetaMask, Trust Wallet, Phantom, or Base), ensuring you stay in control of your crypto until you make a payment.
- You are looking for a free card: Oobit offers free card creation and holding, making it a cost-effective option for those who want to avoid annual fees.
- You are interested in higher cashback potential: Oobit boasts up to 10% cashback, which is significantly higher than Kast Card’s maximum of 3%.
- You prefer a simpler fee structure: Although specific fees are not published, Oobit’s free card creation and holding might appeal to those looking to avoid hidden costs.
- You want to use a Visa Platinum card: Oobit offers Visa Platinum, Apple Pay, and Google Wallet support, providing a premium experience with access to 175 million+ merchants.
Bottom line
Ultimately, the choice between Kast Card and Oobit hinges on your preferences for custody, cashback, and fees. If you value a tiered cashback system, a wide range of supported coins, and are comfortable with a custodial model, Kast Card might be the right choice for you. On the other hand, if you prioritize self-custody, higher cashback potential, and a free card, Oobit could be more suitable. For more detailed information on how we rate these cards, visit our rating methodology page.