Quick answer. Kast Card is a prepaid crypto card on Visa from KAST. Rewards: Cashback: 1.5% (Standard), 2% (Premium), 3% (Private); Premium/Private also earn +1%/+2% KAST Points. Annual/issuance Standard: Free; Premium: $1,000/year; Private: $10,000/year. Funds are custodial; it supports USDT, USDC, PENGU and 25+ other coins. Available in 170+ countries (merchant acceptance).
Key takeaways
- Network & type: Prepaid · Visa
- Rewards: Cashback: 1.5% (Standard), 2% (Premium), 3% (Private); Premium/Private also earn +1%/+2% KAST Points
- Annual fee: Standard: Free; Premium: $1,000/year; Private: $10,000/year
- Custody: Custodial
- Coins: USDT, USDC, PENGU and 25+ other coins
- Availability: 170+ countries (merchant acceptance)
Our rating, explained
Every card is scored on the same six factors — the weighting shows how much each counts toward the overall (provisional) score. How we rate →
Who it's for
Choose it if…
- You want no annual or monthly fee
- You spend enough for cashback to add up
- You pay with Apple Pay or Google Pay
Look elsewhere if…
- You want to avoid identity verification (KYC)
- You insist on holding your own keys (this card is custodial)
How it compares to the field
Put in context against all 67 crypto cards we track and verify.
Overview
The Kast Card, issued by KAST, is a prepaid card that offers a tiered cashback system and supports a wide range of cryptocurrencies. Available in three tiers—Standard, Premium, and Private—the card aims to cater to a broad spectrum of users, from casual crypto enthusiasts to high-net-worth individuals. The Standard tier is free and offers a 1.5% cashback, while the Premium and Private tiers, costing $1,000 and $10,000 annually, provide 2% and 3% cashback, respectively. Additionally, Premium and Private tier users earn extra KAST Points, adding another layer of rewards.
Supported by the Visa network, the Kast Card is accepted in over 170 countries, making it a versatile option for international travelers and global consumers. The card also integrates with Apple Wallet and Google Wallet, enhancing its usability for everyday transactions.
How it Works
To use the Kast Card, users must complete a full KYC (Know Your Customer) process, which is standard for financial products of this nature. The card supports a variety of cryptocurrencies, including USDT, USDC, PENGU, and over 25 other coins, across more than 10 blockchain networks, with a particular emphasis on Solana. This flexibility allows users to top up their card using their preferred digital assets.
One notable aspect of the Kast Card is its custodial nature. Funds are held with regulated partners, which means users do not have direct control over their private keys. While this setup may be a drawback for those who prefer self-custody, it aligns with KAST’s stance that they are not a bank. This custodial model may offer some peace of mind regarding regulatory compliance and security, but it also means users must trust the platform’s security measures and financial stability.
Fees and Value
The Kast Card’s fee structure is somewhat opaque. While the annual fees for the Premium and Private tiers are clearly stated at $1,000 and $10,000, respectively, other fees such as foreign exchange (FX) and ATM withdrawal fees are not published on the official page reviewed. This lack of transparency may be a concern for potential users who want to understand the full cost of using the card.
For the Standard tier, which is free, the 1.5% cashback offers a straightforward value proposition. However, users considering the Premium or Private tiers must weigh the high annual fees against the additional cashback and KAST Points. The value of these points is not detailed, so users will need to assess whether the benefits justify the costs based on their individual spending habits and financial goals.
Who It’s For
The Kast Card is best suited for users who:
- Want to earn cashback on their spending and are comfortable with a custodial model.
- Are active in the crypto space and wish to use their digital assets for everyday transactions.
- Value the convenience of a prepaid card that supports multiple cryptocurrencies and blockchain networks.
- Are willing to pay high annual fees for enhanced rewards and benefits.
Users who prioritize self-custody or are concerned about the lack of transparency regarding certain fees may want to explore other options. For more detailed comparisons, visit our crypto card comparison page. For a deeper understanding of how we rate cards, check out our rating methodology.
It’s important to note that the crypto market is highly volatile, and users should be aware of the risks associated with holding and spending digital assets. For more information on crypto risks, visit our crypto risk category page.
Fees & costs
| Fee | Amount |
|---|---|
| Annual / issuance | Standard: Free; Premium: $1,000/year; Private: $10,000/year |
| FX / spend fee | — |
| ATM withdrawal | — |
| Top-up / load | — |
| Staking / lockup | None |
Pros & cons
Pros
- Tiered cashback up to 3%
- Free Standard tier with 1.5% cashback
- Apple Wallet and Google Wallet support; accepted in 170+ countries
Cons
- Custodial: funds held with regulated partners, not self-custody ("KAST is not a bank")
- Premium/Private tiers carry high annual fees ($1,000 / $10,000)
- FX and ATM fees not confirmed on an official page directly reviewed
Supported crypto
Coins:
Chains:
Our take
A solid pick for globe-trotting stablecoin spenders, though it is custodial so you trade some control for convenience.