1
RewardsUp to 10% cashback
Annual feeNone (card creation and holding free)
Availability100+ countries
8.7/10
Quick answer. Our top-rated right now: Oobit (8.7/10), Gnosis Pay (8.4/10), WhiteBIT Card (Nova) (8.4/10). Rankings use our published scoring method and verified issuer data.
2
Gnosis Pay
Gnosis Pay (card issued by Monavate Limited under licence by Visa Europe Limited) · DebitRewardsUp to 5% cashback on eligible transactions, based on the amount of GNO held in wallet
Annual fee—
AvailabilityUK, EU (expanding)
8.4/10
3
WhiteBIT Card (Nova)
WhiteBIT (issued by Wallester AS, Estonia) · DebitRewardsUp to 10% cashback on selected categories (EUR card max 25 EUR/month); USD card advertised up to 10% cashback; 3% 'Cashback Lite Mode' on every purchase
Annual feeNone (no opening, maintenance, closing, annual or monthly fees)
AvailabilityEEA: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland, Liechtenstein; plus Ukraine
8.4/10
#4
O
OKX Card
OKX · VirtualRewardsUp to 20% cashback in USDG on USDG purchases during launch (capped, tier-based); ongoing cashback rate depends on OKX VIP level with monthly limits
Annual fee$0 (no issuance, monthly, annual or inactivity fees)
AvailabilityEU + Norway (excludes Iceland & Liechtenstein) for the EEA card; other regional variants exist
8.3/10
#5
Zeal Card
Zeal (card issued by Monavate, via Gnosis Pay) · DebitRewardsUp to 4% cashback (cashback managed by Gnosis Pay, paid in GNO on Gnosis Chain; requires holding GNO in the Gnosis Pay card Safe)
Annual fee—
Availability150+ countries
8.3/10
#6
Kast Card
KAST · PrepaidRewardsCashback: 1.5% (Standard), 2% (Premium), 3% (Private); Premium/Private also earn +1%/+2% KAST Points
Annual feeStandard: Free; Premium: $1,000/year; Private: $10,000/year
Availability170+ countries (merchant acceptance)
8.2/10
#7
MEXC Card
MEXC · VirtualRewardsUp to 10% cashback in USDT, tiered by M-Score: Standard 4% (cap 100 USDT/mo), Premier 6% (cap 300 USDT/mo), Elite 10% (cap 800 USDT/mo); paid in USDT by 15th of following month
Annual fee0 (no annual fee)
AvailabilityAvailable outside MEXC blacklist; excludes US, China, India, Indonesia, Turkey, Russia; eligible incl. Philippines, Taiwan, Vietnam, Thailand
8.2/10
#8
BingX Card
BingX · DebitRewardsUp to 5% cashback on purchases; up to 20% on subscriptions
Annual feeNo annual fee for life; virtual card issuance free (physical free for VIP)
Availability200+ countries and territories (per BingX announcement)
8.2/10
#9
B
Bybit Card
BybitRewards2%–10% cashback on everyday spending; 100% cashback on select subscriptions
Annual feeVirtual: free; Physical: 5–29.99 USD/yr (varies by region)
AvailabilityEEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan (AIFC), APAC — availability and terms vary by region
8.1/10
#10
Bitget Wallet Card
Bitget Wallet · DebitRewards2% base assetback for all cardholders; up to 3% for new users or those meeting the $200–$400 monthly spend threshold. Assetback payable in BTC, gold, US stocks or USDC.
Annual fee$0
AvailabilityEEA & UK, Latin America (9 countries), APAC (10 regions), South Africa, Pakistan, Bangladesh
8/10
#11
Kraken Debit Card
Kraken (Payward) / Krak · DebitRewardsUK/EEA: tiered cashback 0%-2% by 30-day rolling balance (Starter 0%, Lite 0.5%, Pro 1%, Elite 1.5%, Max 2%), payable in Bitcoin or fiat; US Krak Card: up to 2% cashback, up to 4% boosted on travel via Krak Concierge
Annual feeNone (no monthly or annual fees)
AvailabilityUK and EEA (Mastercard); US Krak Card available in most US states except New York, Maine, Massachusetts, Indiana
8/10
#12
Tangem Pay
Tangem AG (card issued by Rain / Third National; program with Rain) · VirtualRewardsTiered cashback: Basic 1% (cap $100/mo), Plus 2% (cap $300/mo), Prestige 4% (cap $1,000/mo)
Annual feeBasic $0/mo; Plus $29.99/mo (waived with $4,500 monthly spend or $65,000 in Yield Mode); Prestige $999/year
AvailabilitySelect countries across USA, LATAM, APAC, MEA and Africa
8/10
#13
Uphold Card
Uphold · DebitRewardsEssential: 2% in XRP (up to $120). Elite: 4% back on Cryptocurrency/Metals funding and 3% on Fiat/Stablecoins, paid in XRP (up to $300).
Annual fee$0 (Essential); $99.99 (Elite)
AvailabilityUS only; excludes Louisiana, New York and US territories
7.9/10
#14
Bitsa Card
Bitsa (bitsacard.com) · PrepaidRewardsCashback up to 15% (PRO plan)
Annual feeFREE €0; MOVE €0.99/mo (€8.99/yr); PRO €9.99/mo (€69.99/yr). Card issuance: physical €20, virtual €2.50
AvailabilityEurope (provides a European IBAN)
7.9/10
#15
Wirex Card
Wirex · DebitRewardsCryptoback rewards up to 8%
Annual fee—
Availability130+ countries (worldwide)
7.7/10
#16
Crypto Life (CL) Card
Baanx · DebitRewards1% reward on total card transactions (in BTC or USDT), or 2% if reward is taken in BXX
Annual feeNone (free card, no subscription fee)
Availability—
7.7/10
#17
BitMart Card
BitMart · PrepaidRewardsOnline shopping: 4.0% new users (1st month), 3.5% thereafter. Grocery/Dining: 5.5% new users (1st month), 5.0% thereafter. ATM: up to 1000U fee-free withdrawals
Annual fee$0 (all tiers)
Availability—
7.7/10
#18
Cwallet Cozy Card
Cwallet · VirtualRewardsUSD Premium tier includes 'Extra Cashback' (amount unspecified, marked Coming Soon); other tiers none
Annual fee$0 (no monthly fee); one-time activation $0–$12 depending on tier
AvailabilityGlobal — accepted at 80M+ Visa merchants worldwide; HKD Pro geared to Hong Kong / Southeast Asia
7.6/10
Understanding Crypto Visa Cards
Crypto Visa cards are financial tools that bridge the world of digital currencies with traditional payment networks. By leveraging the Visa network, these cards allow users to spend their cryptocurrencies at millions of locations worldwide, just like using a regular debit or credit card. However, not all crypto Visa cards are created equal. They come with different features, benefits, and potential drawbacks. Here’s what you need to know to make an informed decision.
Key Features to Consider
When choosing a crypto Visa card, several factors should influence your decision:
- Ease of Use: Consider how easy it is to top up your card with cryptocurrencies. Some cards offer seamless integration with specific exchanges or wallets, while others may require additional steps.
- Supported Cryptocurrencies: Not all cards support a wide range of cryptocurrencies. Check if your preferred digital assets are supported. Popular options like Bitcoin and Ethereum are commonly supported, but others may vary.
- Fees: Look into the fee structure, including charges for card issuance, monthly maintenance, ATM withdrawals, and foreign transactions. Fees can significantly impact your overall experience.
- Rewards and Cashback: Many crypto Visa cards offer rewards or cashback in the form of cryptocurrencies. Evaluate the reward structure to see if it aligns with your spending habits.
- Security: Security features such as two-factor authentication, biometric verification, and insurance against theft can provide peace of mind. Ensure the card you choose has robust security measures.
- Customer Support: Reliable customer support is crucial, especially if you encounter issues with transactions or card usage. Check user reviews and ratings to gauge the quality of support.
Popular Crypto Visa Cards
Here are some of the top crypto Visa cards currently available, each with its own unique features:
- Oobit: Known for its user-friendly interface and wide range of supported cryptocurrencies, Oobit offers a seamless experience for users looking to spend their digital assets.
- Gnosis Pay: This card stands out for its strong security features and competitive rewards program, making it a favorite among security-conscious users.
- WhiteBIT Card (Nova): With a focus on low fees and high transaction limits, WhiteBIT Card is ideal for frequent users who want to minimize costs.
- OKX Card: Offering a variety of perks and a user-friendly app, OKX Card is a solid choice for those who value convenience and additional benefits.
- Zeal Card: Known for its excellent customer service and robust support system, Zeal Card ensures users have a smooth experience.
- Kast Card: This card offers a unique blend of features, including high cashback rates and a straightforward fee structure.
- MEXC Card: With a focus on global accessibility, MEXC Card is a great option for users who travel frequently and need reliable international support.
- BingX Card: BingX Card is praised for its innovative features and strong integration with the BingX ecosystem.
- Bybit Card: Ideal for Bybit exchange users, this card offers seamless integration and a range of benefits for active traders.
- Bitget Wallet Card: This card combines the security of a hardware wallet with the convenience of a Visa card, offering a unique solution for users concerned about security.
- Kraken Debit Card: Known for its strong security features and global accessibility, Kraken Debit Card is a popular choice for users who prioritize safety and reliability.
- Tangem Pay: With a focus on simplicity and ease of use, Tangem Pay is a great option for beginners looking to enter the world of crypto spending.
Frequently Asked Questions
Q: Can I use a crypto Visa card anywhere Visa is accepted?
A: Yes, crypto Visa cards are designed to be used at any location that accepts Visa payments, whether online or in physical stores.
Q: Are there any geographical restrictions for using crypto Visa cards?
A: Some cards may have restrictions based on the user’s location. It’s important to check the terms and conditions to ensure the card is available in your region.
Q: How do I manage my crypto Visa card account?
A: Most providers offer a mobile app or online portal where you can manage your account, track transactions, and top up your card with cryptocurrencies.
Our picks are editorial and based on the same scoring method we apply to every card. Some links may earn us a commission, which never affects a ranking. Information, not financial advice.
Full data
These cards compared
Side by side — fees, rewards, custody and networks.
| Card | Score | Type | Networks | Annual fee | FX fee | Rewards | Custody |
|---|---|---|---|---|---|---|---|
| Oobit | 8.7/10 | — | Visa | None (card creation and holding free) | — | Up to 10% cashback | Self-custodial |
| Gnosis Pay | 8.4/10 | Debit | Visa | — | — | Up to 5% cashback on eligible transactions, based on the amount of GNO held in wallet | Self-custodial |
| WhiteBIT Card (Nova) | 8.4/10 | Debit | Visa | None (no opening, maintenance, closing, annual or monthly fees) | 1.5% conversion fee on non-USD payments (Visa exchange rate) on the USD card | Up to 10% cashback on selected categories (EUR card max 25 EUR/month); USD card advertised up to 10% cashback; 3% 'Cashback Lite Mode' on every purchase | Custodial |
| OKX Card | 8.3/10 | Virtual | Mastercard (EEA); Visa/Mastercard by region | $0 (no issuance, monthly, annual or inactivity fees) | None charged by OKX; 0.1% market spread on stablecoin-to-fiat conversion | Up to 20% cashback in USDG on USDG purchases during launch (capped, tier-based); ongoing cashback rate depends on OKX VIP level with monthly limits | Custodial |
| Zeal Card | 8.3/10 | Debit | Visa | — | No exchange fees; uses Visa mid-market rate | Up to 4% cashback (cashback managed by Gnosis Pay, paid in GNO on Gnosis Chain; requires holding GNO in the Gnosis Pay card Safe) | Self-custodial |
| Kast Card | 8.2/10 | Prepaid | Visa | Standard: Free; Premium: $1,000/year; Private: $10,000/year | — | Cashback: 1.5% (Standard), 2% (Premium), 3% (Private); Premium/Private also earn +1%/+2% KAST Points | Custodial |
| MEXC Card | 8.2/10 | Virtual | Visa (Visa Platinum) | 0 (no annual fee) | No FX markup on Visa exchange rate; no crypto conversion fee | Up to 10% cashback in USDT, tiered by M-Score: Standard 4% (cap 100 USDT/mo), Premier 6% (cap 300 USDT/mo), Elite 10% (cap 800 USDT/mo); paid in USDT by 15th of following month | Custodial |
| BingX Card | 8.2/10 | Debit | Visa | No annual fee for life; virtual card issuance free (physical free for VIP) | — | Up to 5% cashback on purchases; up to 20% on subscriptions | Custodial |
| Bybit Card | 8.1/10 | — | Mastercard/Visa | Virtual: free; Physical: 5–29.99 USD/yr (varies by region) | 0.5%–7% depending on region (on top of Mastercard/Visa FX rate); e.g. EEA 0.5%, Peru 1%, Brazil 1.5%, AU/MX/APAC/GE/KZ 2%, Argentina 7% | 2%–10% cashback on everyday spending; 100% cashback on select subscriptions | Custodial |
| Bitget Wallet Card | 8/10 | Debit | Visa/Mastercard (by region) | $0 | — | 2% base assetback for all cardholders; up to 3% for new users or those meeting the $200–$400 monthly spend threshold. Assetback payable in BTC, gold, US stocks or USDC. | Self-custodial |
| Kraken Debit Card | 8/10 | Debit | Mastercard (UK/EEA); Visa (US Krak Card) | None (no monthly or annual fees) | No FX markup (passes Mastercard exchange rate without markup); a variable spread applies when spending across assets | UK/EEA: tiered cashback 0%-2% by 30-day rolling balance (Starter 0%, Lite 0.5%, Pro 1%, Elite 1.5%, Max 2%), payable in Bitcoin or fiat; US Krak Card: up to 2% cashback, up to 4% boosted on travel via Krak Concierge | Custodial |
| Tangem Pay | 8/10 | Virtual | Visa | Basic $0/mo; Plus $29.99/mo (waived with $4,500 monthly spend or $65,000 in Yield Mode); Prestige $999/year | — | Tiered cashback: Basic 1% (cap $100/mo), Plus 2% (cap $300/mo), Prestige 4% (cap $1,000/mo) | Self-custodial |
| Uphold Card | 7.9/10 | Debit | Visa | $0 (Essential); $99.99 (Elite) | 0% (Elite); 1.50% (Essential) | Essential: 2% in XRP (up to $120). Elite: 4% back on Cryptocurrency/Metals funding and 3% on Fiat/Stablecoins, paid in XRP (up to $300). | Custodial |
| Bitsa Card | 7.9/10 | Prepaid | Visa | FREE €0; MOVE €0.99/mo (€8.99/yr); PRO €9.99/mo (€69.99/yr). Card issuance: physical €20, virtual €2.50 | 1.75% (international non-euro); 2% (rest of world) | Cashback up to 15% (PRO plan) | Custodial |
| Wirex Card | 7.7/10 | Debit | Visa or Mastercard (varies by region) | — | — | Cryptoback rewards up to 8% | Custodial |
| Crypto Life (CL) Card | 7.7/10 | Debit | Mastercard, Visa | None (free card, no subscription fee) | — | 1% reward on total card transactions (in BTC or USDT), or 2% if reward is taken in BXX | Self-custodial |
| BitMart Card | 7.7/10 | Prepaid | Visa | $0 (all tiers) | — | Online shopping: 4.0% new users (1st month), 3.5% thereafter. Grocery/Dining: 5.5% new users (1st month), 5.0% thereafter. ATM: up to 1000U fee-free withdrawals | Custodial |
| Cwallet Cozy Card | 7.6/10 | Virtual | Visa (Mastercard on the USD Master variant) | $0 (no monthly fee); one-time activation $0–$12 depending on tier | None (no foreign transaction fees) | USD Premium tier includes 'Extra Cashback' (amount unspecified, marked Coming Soon); other tiers none | Custodial |