Oobit vs RedotPay
How does Oobit compare to RedotPay? A side-by-side look at fees, rewards, custody and availability.
Higher score: Oobit · provisional, see how we rate
| Feature | Oobit | RedotPay |
|---|---|---|
| Our score | 8.7/10 | 6.5/10 |
| Type | — | — |
| Networks | Visa | — |
| Rewards | Up to 10% cashback | — |
| Annual fee | None (card creation and holding free) | None (no annual fees) |
| FX fee | — | 0% same-currency; 1.2% cross-currency; 1% crypto conversion |
| ATM fee | — | USD card: 2% up to $10,000/month, 3% on amount above; HKD card: 2% |
| KYC | — | — |
| Custody | Self-custodial | — |
| Supported coins | Bitcoin, USDT, Ethereum, Solana, Bitcoin Cash (and other stablecoins) | Stablecoins (specific list not stated) |
| Availability | 100+ countries | — |
| Apple / Google Pay | Yes | Yes |
When choosing between the Oobit and RedotPay crypto cards, your decision will largely depend on your priorities regarding fees, custody model, and supported features. Both cards offer unique advantages, but they cater to different needs and preferences.
Choose Oobit if…
- You prefer a self-custodial solution that allows you to stay in crypto until you pay, connecting directly to your wallet like MetaMask, Trust Wallet, Phantom, or Base.
- You want free card creation and holding, as Oobit does not charge any annual fees.
- You are interested in earning up to 10% cashback on your purchases, which is a significant benefit for frequent users.
- You value flexibility with payment options, as Oobit supports Visa Platinum, Apple Pay, and Google Wallet, allowing you to use the card at over 175 million merchants worldwide.
- You are comfortable with the unpublished fees for FX, ATM, and top-up transactions, as these are not detailed on the reviewed pages.
Choose RedotPay if…
- You are looking for a card with no annual fees, as RedotPay also offers this feature.
- You need both virtual and physical card options, providing you with more flexibility in how you use your funds.
- You prefer a card that integrates with Apple Pay and Google Pay and is accepted at over 130 million merchants globally.
- You are an existing user of RedotPay, as they boast a large user base of over 8 million people.
- You are aware of the card issuance fees ($10 for a virtual card, $100 for a physical card) and are willing to pay these fees for the convenience of the card.
- You are comfortable with the ATM and cross-currency fees, which include a 2-3% fee for ATM withdrawals and a 1.2% fee for cross-currency transactions.
Bottom line
Oobit and RedotPay both offer compelling features, but they cater to different user needs. Oobit is ideal for those who prioritize a self-custodial model, high cashback rewards, and free card usage, while being comfortable with unpublished fee details. On the other hand, RedotPay is suitable for users who want both virtual and physical card options, integration with major payment systems, and are willing to pay issuance and transaction fees. Consider your priorities and usage patterns to make the best choice for your crypto card needs.