Vivid Money Card vs Revolut
How does Vivid Money Card compare to Revolut? A side-by-side look at fees, rewards, custody and availability.
Higher score: Vivid Money Card · provisional, see how we rate
Quick answer. Vivid Money Card and Revolut are both crypto cards — here's how they differ. Our provisional scoring rates Vivid Money Card higher (7/10 vs 6.3/10), but the best pick depends on your country and how you spend.
| Feature | Vivid Money Card | Revolut |
|---|---|---|
| Our score | 7/10 | 6.3/10 |
| Type | Debit | Debit |
| Networks | Visa | — |
| Rewards | 0.5% cashback on every card transaction (1.5% for Prime); up to ~4% on a chosen category; cashback payable as Crypto Rewards | Not for crypto card spend. Plan-based cashback exists (e.g. Metal: up to 1% outside Europe, 0.1% within Europe), payable in fiat or 5 cryptocurrencies incl. Bitcoin |
| Annual fee | — | — |
| FX fee | — | No exchange fees on crypto card payments; fair-usage fees may apply depending on plan. No crypto custody fees |
| ATM fee | — | — |
| KYC | — | Full |
| Custody | Custodial | Custodial |
| Supported coins | 300+ cryptocurrencies (per Italy market) | 300+ cryptocurrencies available to buy/hold |
| Availability | Europe / EU | Broad (US, UK, EEA and others) — exact list not confirmed on fetched pages |
| Apple / Google Pay | — | — |
When choosing between the Vivid Money Card and Revolut, it’s important to consider your specific needs and priorities. Both cards offer unique features and benefits, but they cater to different user preferences and geographical locations.
Choose Vivid Money Card if…
- You want higher cashback on card transactions: The Vivid Money Card offers a competitive 0.5% cashback on every transaction, which increases to 1.5% for Prime users. Additionally, you can earn up to ~4% cashback on a chosen category, which is a significant advantage for those who want to maximize their rewards.
- You are interested in Crypto Earn rewards: Vivid Money provides an opportunity to earn up to 8% APY through Crypto Earn, which is a great option for users looking to grow their crypto assets.
- You are based in Europe: The Vivid Money Card is available to users in Europe and the EU, making it a convenient choice for those residing in these regions.
- You prefer a wide range of cryptocurrencies: With access to over 300 cryptocurrencies, the Vivid Money Card is ideal for users who want to diversify their crypto portfolio.
Choose Revolut if…
- You need broader geographical availability: Revolut is available in a wider range of countries, including the US, UK, EEA, and others, making it a more flexible option for international users.
- You are looking for plan-based cashback: Revolut offers cashback on certain plans, such as the Metal plan, which provides up to 1% cashback outside Europe and 0.1% within Europe. This is payable in fiat or a selection of five cryptocurrencies, including Bitcoin.
- You want no exchange fees on crypto card payments: Revolut does not charge exchange fees on crypto card payments, which is a significant benefit for users who frequently transact in cryptocurrencies.
- You prefer a custodial wallet with no custody fees: Revolut offers a custodial wallet with no fees for crypto custody, which is a cost-effective option for users who do not want to pay additional fees for holding their cryptocurrencies.
Bottom line
Ultimately, the choice between the Vivid Money Card and Revolut depends on your specific needs and circumstances. If you are based in Europe and prioritize higher cashback and Crypto Earn rewards, the Vivid Money Card might be the better option for you. On the other hand, if you need broader geographical availability and are interested in plan-based cashback and no exchange fees on crypto card payments, Revolut could be the more suitable choice. For more detailed comparisons, you can check out our rating methodology.