Solayer Emerald Card vs Gnosis Pay
How does Solayer Emerald Card compare to Gnosis Pay? A side-by-side look at fees, rewards, custody and availability.
Higher score: Gnosis Pay · provisional, see how we rate
Quick answer. Solayer Emerald Card and Gnosis Pay are both crypto cards — here's how they differ. Our provisional scoring rates Gnosis Pay higher (8.4/10 vs 7.2/10), but the best pick depends on your country and how you spend.
| Feature | Solayer Emerald Card | Gnosis Pay |
|---|---|---|
| Our score | 7.2/10 | 8.4/10 |
| Type | Debit | Debit |
| Networks | Visa | Visa |
| Rewards | On-chain rewards / Card Points & Perks program (points-based, not fiat cashback) | Up to 5% cashback on eligible transactions, based on the amount of GNO held in wallet |
| Annual fee | — | — |
| FX fee | — | — |
| ATM fee | — | — |
| KYC | Full | Full |
| Custody | Self-custodial | Self-custodial |
| Supported coins | USDC (stablecoins) | USDC, EURC (stablecoins) |
| Availability | Global — usable anywhere Visa is accepted; regional eligibility restrictions apply | UK, EU (expanding) |
| Apple / Google Pay | — | Yes |
Choose Solayer Emerald Card if…
- You prioritize on-chain rewards and a Card Points & Perks program over traditional cashback. The Solayer Emerald Card offers a unique points-based rewards system that may appeal to users who prefer accumulating points for perks rather than receiving fiat cashback.
- You are a user of the Solana blockchain and hold USDC. The card is designed to integrate seamlessly with the Solana ecosystem, allowing you to leverage your USDC holdings for transactions.
- You prefer a global card with broader international accessibility. The Solayer Emerald Card is accepted anywhere Visa is accepted, although regional eligibility restrictions may apply.
- You value self-custodial solutions. The card allows you to maintain control over your assets, which is a key feature for users who prioritize security and autonomy.
Choose Gnosis Pay if…
- You are based in the UK or EU and are looking for a card that is currently supported in these regions. Gnosis Pay is expanding its availability, but it is already accessible in these areas.
- You hold GNO and want to benefit from up to 5% cashback on eligible transactions. This card offers a competitive cashback rate that is directly tied to your GNO holdings, providing a tangible financial benefit.
- You use multiple blockchains, including Ethereum, Polygon, and Gnosis Chain. Gnosis Pay supports a wider range of networks, offering greater flexibility for users who operate across different blockchain ecosystems.
- You are interested in using a card that supports wallet pay functionality. This feature allows for seamless and integrated payment experiences, which can be a significant convenience for frequent users.
- You prefer a card that supports both USDC and EURC stablecoins. This dual support provides more options for managing your digital assets and conducting transactions.
Bottom line
When deciding between the Solayer Emerald Card and Gnosis Pay, consider your primary needs and preferences. If you value a points-based rewards system, prioritize Solana compatibility, and require global accessibility, the Solayer Emerald Card may be the better choice. On the other hand, if you are based in the UK or EU, seek cashback benefits from GNO holdings, and need multi-chain support, Gnosis Pay could be more suitable. For more detailed insights into how we rate these features, visit our rating methodology page. Ultimately, both cards offer unique advantages, and the best choice depends on your specific use case and priorities.