Ripio Card vs Buenbit Card
How does Ripio Card compare to Buenbit Card? A side-by-side look at fees, rewards, custody and availability.
Quick answer. Ripio Card and Buenbit Card are both crypto cards — here's how they differ. Key differences: network (Ripio Card: Visa vs Buenbit Card: Mastercard); annual fee (Ripio Card: None (no maintenance or issuance fee) vs Buenbit Card: None (free to request, activate and maintain)). The best pick depends on your country and how you spend — see the table and verdict below.
| Feature | Ripio Card | Buenbit Card |
|---|---|---|
| Our score | 7.4/10 | 7.4/10 |
| Type | Prepaid | Prepaid |
| Networks | Visa | Mastercard |
| Rewards | 2% cashback in USDT, BTC or ETH on crypto payments; 0.5% cashback on ARS payments; first 30 days 4% (crypto) / 1% (ARS) | Up to 5% reintegro (cashback) in DAI, BTC, ETH, USDC or nuARS; tiered loyalty levels (lowest 1%); cap ~ARS 10,000/month in crypto |
| Annual fee | None (no maintenance or issuance fee) | None (free to request, activate and maintain) |
| FX fee | — | — |
| ATM fee | Third-party ATM operator fees may apply | — |
| KYC | — | — |
| Custody | Custodial | Custodial |
| Supported coins | USDT, BTC, ETH | DAI, BTC, ETH, USDC, nuARS |
| Availability | Argentina | Argentina |
| Apple / Google Pay | Yes | — |
When choosing between the Ripio Card and the Buenbit Card, your decision will largely depend on your specific needs and preferences regarding cashback rewards, supported cryptocurrencies, and usage limitations. Both cards offer unique benefits tailored to different user profiles within Argentina.
Choose Ripio Card if…
- You want a straightforward cashback structure: The Ripio Card offers a clear 2% cashback on all crypto payments and 0.5% on ARS payments, with an introductory rate of 4% for the first 30 days on crypto payments.
- You prefer USDT, BTC, or ETH for cashback: Ripio Card provides cashback in these three cryptocurrencies, which might align better with your investment strategy.
- You value a card with no maintenance or issuance fees: Ripio Card does not charge any fees for maintaining or issuing the card, making it a cost-effective option.
- You use Apple Pay or Google Pay: Ripio Card supports both, offering flexibility in how you make payments.
Choose Buenbit Card if…
- You are looking for higher cashback potential: The Buenbit Card offers up to 5% cashback, though this is tiered and capped at approximately ARS 10,000 per month in crypto.
- You want a wider range of cryptocurrencies for cashback: Buenbit Card provides cashback in DAI, BTC, ETH, USDC, or nuARS, giving you more options to diversify your crypto holdings.
- You prefer a card with no fees for requesting, activating, or maintaining: Like Ripio, Buenbit Card does not charge these fees, ensuring cost-free usage.
- You are comfortable with a tiered loyalty system: The cashback percentage can vary based on your loyalty level, which might incentivize higher usage.
Bottom line
Both the Ripio Card and the Buenbit Card are excellent choices for residents of Argentina looking to integrate cryptocurrency into their daily spending. If you prefer a simple, no-fee card with a fixed cashback rate and support for major cryptocurrencies, the Ripio Card is a solid choice. On the other hand, if you are attracted to the potential for higher cashback and a wider range of cryptocurrencies, the Buenbit Card might be more appealing. For more detailed comparisons, visit our how we rate page.