Revolut vs Gnosis Pay
How does Revolut compare to Gnosis Pay? A side-by-side look at fees, rewards, custody and availability.
Higher score: Gnosis Pay · provisional, see how we rate
| Feature | Revolut | Gnosis Pay |
|---|---|---|
| Our score | 6.3/10 | 8.4/10 |
| Type | Debit | Debit |
| Networks | — | Visa |
| Rewards | Not for crypto card spend. Plan-based cashback exists (e.g. Metal: up to 1% outside Europe, 0.1% within Europe), payable in fiat or 5 cryptocurrencies incl. Bitcoin | Up to 5% cashback on eligible transactions, based on the amount of GNO held in wallet |
| Annual fee | — | — |
| FX fee | No exchange fees on crypto card payments; fair-usage fees may apply depending on plan. No crypto custody fees | — |
| ATM fee | — | — |
| KYC | Full | Full |
| Custody | Custodial | Self-custodial |
| Supported coins | 300+ cryptocurrencies available to buy/hold | USDC, EURC (stablecoins) |
| Availability | Broad (US, UK, EEA and others) — exact list not confirmed on fetched pages | UK, EU (expanding) |
| Apple / Google Pay | — | Yes |
Choose Revolut if…
- You want access to a wide range of cryptocurrencies, with over 300 available for buying and holding.
- You prefer a card with no exchange fees on crypto card payments, making it cost-effective for international transactions.
- You are looking for a card with broad availability, as Revolut operates in the US, UK, EEA, and other countries.
- You appreciate the flexibility of being able to receive cashback in fiat or a choice of five cryptocurrencies, including Bitcoin.
- You are comfortable with a custodial wallet, where the provider manages the security of your assets.
- You want the option to earn plan-based cashback, with up to 1% cashback available on the Metal plan for transactions outside Europe.
Choose Gnosis Pay if…
- You are interested in earning higher cashback, with the potential to earn up to 5% on eligible transactions based on the amount of GNO you hold in your wallet.
- You prefer a self-custodial wallet, giving you full control over your assets and the security of your funds.
- You are based in the UK or EU (with expansion plans), as these are the current regions where Gnosis Pay is available.
- You are looking for a card that supports stablecoins like USDC and EURC, and operates on Ethereum, Polygon, and Gnosis Chain.
- You want the convenience of wallet pay, allowing you to use your crypto assets directly for transactions.
- You are interested in a card that operates on the Visa network, which is widely accepted globally.
Bottom line
When deciding between Revolut and Gnosis Pay, consider your priorities regarding cashback, cryptocurrency access, and custody preferences. Revolut is a strong choice for those who want a wide range of cryptocurrencies, no exchange fees on crypto payments, and broad availability. On the other hand, Gnosis Pay is ideal for users who prioritize higher cashback potential, self-custody of their assets, and the ability to use stablecoins. For a detailed comparison of how we rate these features, visit our ratings page. Ultimately, the best card for you will depend on your specific needs and preferences in managing your crypto and fiat transactions.