Revolut vs Bitpanda Card
How does Revolut compare to Bitpanda Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: Bitpanda Card · provisional, see how we rate
| Feature | Revolut | Bitpanda Card |
|---|---|---|
| Our score | 6.3/10 | 7.3/10 |
| Type | Debit | Debit |
| Networks | — | Visa |
| Rewards | Not for crypto card spend. Plan-based cashback exists (e.g. Metal: up to 1% outside Europe, 0.1% within Europe), payable in fiat or 5 cryptocurrencies incl. Bitcoin | 1% cashback on all crypto asset spending (excludes fiat, stablecoins, metals and stocks) |
| Annual fee | — | €0 (free card, no monthly costs) |
| FX fee | No exchange fees on crypto card payments; fair-usage fees may apply depending on plan. No crypto custody fees | 0% Bitpanda FX fee on non-Euro transactions (Visa mark-up fees apply) |
| ATM fee | — | 2% or €2, whichever is higher (€500 daily ATM limit) |
| KYC | Full | Full |
| Custody | Custodial | Custodial |
| Supported coins | 300+ cryptocurrencies available to buy/hold | All cryptocurrencies and precious metals listed on Bitpanda; EUR |
| Availability | Broad (US, UK, EEA and others) — exact list not confirmed on fetched pages | Euro area (EUR) resident countries only |
| Apple / Google Pay | — | Yes |
When choosing between the Revolut and Bitpanda Card, your decision will depend on your specific needs, such as the type of rewards you prefer, the cryptocurrencies you want to use, and your location. Both cards offer unique features that cater to different user profiles. Here’s a detailed breakdown to help you decide.
Choose Revolut if…
- You want a wide range of cryptocurrencies: Revolut supports over 300 cryptocurrencies, giving you more options to buy and hold various digital assets.
- You travel frequently outside Europe: Revolut offers no exchange fees on crypto card payments and has a broader international presence, making it a better option for frequent travelers outside the Euro area.
- You prefer flexible rewards: While Revolut doesn’t offer cashback on crypto card spend, it provides plan-based cashback (up to 1% outside Europe and 0.1% within Europe) that can be paid in fiat or a selection of five cryptocurrencies, including Bitcoin.
- You need a card with broader country availability: Revolut is available in more countries, including the US, UK, EEA, and others, compared to the Bitpanda Card, which is limited to Euro area countries.
- You want to avoid custody fees: Revolut does not charge crypto custody fees, which can be a significant advantage for long-term crypto holders.
Choose Bitpanda Card if…
- You want straightforward cashback on crypto spending: The Bitpanda Card offers a flat 1% cashback on all crypto asset spending, excluding fiat, stablecoins, metals, and stocks, which is a simple and attractive feature for crypto enthusiasts.
- You are a resident of a Euro area country: The Bitpanda Card is specifically designed for residents of Euro area countries, making it a convenient option for those within this region.
- You prefer a card with a Visa network: The Bitpanda Card operates on the Visa network, which is widely accepted and offers additional benefits like the ability to use Google Pay or Apple Pay through their wallet pay feature.
- You want a card with no annual fees: The Bitpanda Card is free to use, with no monthly costs, making it a cost-effective choice for users who want to avoid annual fees.
- You are comfortable with a 2% or €2 ATM fee: While the ATM fee is higher than some other cards, the daily ATM limit of €500 might be sufficient for many users.
Bottom line
Ultimately, the choice between the Revolut and Bitpanda Card hinges on your priorities. If you value a wide range of cryptocurrencies, international usability, and flexible rewards, Revolut might be the better option. However, if you are a Euro area resident looking for straightforward cashback on crypto spending and prefer a Visa network card, the Bitpanda Card could be more suitable. For more detailed comparisons, you can check our ratings methodology.