MEXC Card vs Bybit Card
How does MEXC Card compare to Bybit Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: MEXC Card · provisional, see how we rate
Quick answer. MEXC Card and Bybit Card are both crypto cards — here's how they differ. Key differences: network (MEXC Card: Visa (Visa Platinum) vs Bybit Card: Mastercard/Visa); annual fee (MEXC Card: 0 (no annual fee) vs Bybit Card: Virtual: free; Physical: 5–29.99 USD/yr (varies by region)). Our provisional scoring rates MEXC Card higher (8.2/10 vs 8.1/10), but the best pick depends on your country and how you spend.
| Feature | MEXC Card | Bybit Card |
|---|---|---|
| Our score | 8.2/10 | 8.1/10 |
| Type | Virtual | — |
| Networks | Visa (Visa Platinum) | Mastercard/Visa |
| Rewards | Up to 10% cashback in USDT, tiered by M-Score: Standard 4% (cap 100 USDT/mo), Premier 6% (cap 300 USDT/mo), Elite 10% (cap 800 USDT/mo); paid in USDT by 15th of following month | 2%–10% cashback on everyday spending; 100% cashback on select subscriptions |
| Annual fee | 0 (no annual fee) | Virtual: free; Physical: 5–29.99 USD/yr (varies by region) |
| FX fee | No FX markup on Visa exchange rate; no crypto conversion fee | 0.5%–7% depending on region (on top of Mastercard/Visa FX rate); e.g. EEA 0.5%, Peru 1%, Brazil 1.5%, AU/MX/APAC/GE/KZ 2%, Argentina 7% |
| ATM fee | — | 2% on amounts above the monthly free withdrawal allowance |
| KYC | Full | Full |
| Custody | Custodial | Custodial |
| Supported coins | USDT only (card funding) | USDT (multiple cryptos selectable) |
| Availability | Available outside MEXC blacklist; excludes US, China, India, Indonesia, Turkey, Russia; eligible incl. Philippines, Taiwan, Vietnam, Thailand | EEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan (AIFC), APAC — availability and terms vary by region |
| Apple / Google Pay | Yes | Yes |
How do the MEXC Card and Bybit Card differ?
The MEXC Card and Bybit Card are both crypto-backed cards that offer cashback rewards, but they have distinct features and regional availability. The MEXC Card is a Visa Platinum card available in several Asian countries and offers tiered cashback in USDT, while the Bybit Card supports both Mastercard and Visa and is available in a wider range of regions, including Europe, South America, and parts of Asia. The Bybit Card also offers a broader range of cryptocurrencies for funding and has a physical card option, albeit with an annual fee.
Choose MEXC Card if…
- You want higher cashback rates: The MEXC Card offers up to 10% cashback in USDT, which is significantly higher than the maximum 10% cashback offered by the Bybit Card on everyday spending.
- You prefer no annual fees: The MEXC Card has no annual fee, making it a cost-effective option for users who want to avoid recurring charges.
- You are interested in staking: The MEXC Card offers a 7% APR on USDT through its MEXC Card Earn plan, allowing you to earn additional interest on your card balance.
- You are based in Asia: The MEXC Card is available in several Asian countries, including the Philippines, Taiwan, Vietnam, and Thailand, making it a suitable choice for users in these regions.
- You prefer a custodial wallet with wallet pay: The MEXC Card supports wallet pay and operates with a custodial model, which may be convenient for users who prefer a managed wallet experience.
Choose Bybit Card if…
- You need broader regional availability: The Bybit Card is available in more regions, including the EEA, Switzerland, UK, Australia, Brazil, Argentina, and parts of Asia, making it accessible to a wider audience.
- You want a physical card option: The Bybit Card offers a physical card, albeit with an annual fee, which may be preferable for users who want a tangible card for in-person transactions.
- You use multiple cryptocurrencies: The Bybit Card supports multiple cryptocurrencies for funding, providing more flexibility compared to the MEXC Card, which only supports USDT.
- You are interested in cashback on subscriptions: The Bybit Card offers 100% cashback on select subscriptions, which can be a valuable feature for users who subscribe to various services.
- You can tolerate foreign exchange fees: While the Bybit Card has foreign exchange fees ranging from 0.5% to 7%, it may still be a suitable choice for users who prioritize regional availability and multiple currency support.
Bottom line
When choosing between the MEXC Card and the Bybit Card, consider your primary needs and priorities. If you value higher cashback rates, no annual fees, and staking opportunities, the MEXC Card is a strong contender. However, if you need broader regional availability, a physical card, and support for multiple cryptocurrencies, the Bybit Card might be the better option. For more detailed insights on how we rate these cards, visit our rating methodology.