CoinJar Card vs Wirex Card
How does CoinJar Card compare to Wirex Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: Wirex Card · provisional, see how we rate
Quick answer. CoinJar Card and Wirex Card are both crypto cards — here's how they differ. Key differences: network (CoinJar Card: Mastercard vs Wirex Card: Visa or Mastercard (varies by region)). Our provisional scoring rates Wirex Card higher (7.7/10 vs 6.4/10), but the best pick depends on your country and how you spend.
| Feature | CoinJar Card | Wirex Card |
|---|---|---|
| Our score | 6.4/10 | 7.7/10 |
| Type | Prepaid | Debit |
| Networks | Mastercard | Visa or Mastercard (varies by region) |
| Rewards | 1 CoinJar Rewards point per $1 spent; points cover future trades or redeemed in the CoinJar Rewards Store. Purchase fee (1%) is returned as Rewards points | Cryptoback rewards up to 8% |
| Annual fee | — | — |
| FX fee | 2.99%+ | — |
| ATM fee | 1% (physical card only) | — |
| KYC | — | — |
| Custody | Custodial | Custodial |
| Supported coins | 60+ cryptocurrencies (per CoinJar platform; auto-converted crypto-to-fiat at point of sale) | 200+ cryptocurrencies |
| Availability | — | 130+ countries (worldwide) |
| Apple / Google Pay | Yes | Yes |
Choosing between the CoinJar Card and the Wirex Card depends on your specific needs and priorities as a crypto card user. Both cards offer distinct features and benefits, but they cater to different user preferences in terms of rewards, supported cryptocurrencies, and global availability.
Choose CoinJar Card if…
- You want clear and straightforward rewards: The CoinJar Card offers a simple rewards system where you earn 1 CoinJar Rewards point for every $1 spent. These points can be used for future trades or redeemed in the CoinJar Rewards Store, and the 1% purchase fee is returned as Rewards points, effectively making it a cashback-like system.
- You prefer automatic crypto-to-fiat conversion: With the CoinJar Card, your cryptocurrencies are automatically converted to fiat at the point of sale, providing a seamless spending experience without the need for manual conversions.
- You value support for digital wallets: The CoinJar Card supports both Apple Pay and Google Pay, allowing for convenient and contactless payments.
- You are comfortable with a 2.99%+ foreign exchange fee: If you frequently travel or make international transactions, be aware of the foreign exchange fee associated with the CoinJar Card.
Choose Wirex Card if…
- You need broader global accessibility: The Wirex Card is available in over 130 countries, making it a suitable option for users with international spending needs.
- You are interested in higher rewards: The Wirex Card offers up to 8% Cryptoback rewards, which can be a significant benefit if you spend heavily with the card. However, the specific conditions for this cashback are not detailed, so understanding the terms is important.
- You want to spend a wide variety of cryptocurrencies: With support for over 200 cryptocurrencies, the Wirex Card provides more options for crypto enthusiasts looking to use a diverse range of digital assets.
- You prefer a debit card model: The Wirex Card operates as a debit card, which might align better with your financial habits compared to a prepaid card like the CoinJar Card.
Bottom line
When deciding between the CoinJar Card and the Wirex Card, consider your priorities in terms of rewards, global accessibility, and the variety of cryptocurrencies you wish to use. If you value a clear and straightforward rewards system with automatic crypto-to-fiat conversion, the CoinJar Card might be the better choice. On the other hand, if you need broader global availability and are interested in higher rewards, the Wirex Card could be more suitable. For more detailed insights into how we rate these cards, visit our ratings page.