Bleap vs Zeal Card
How does Bleap compare to Zeal Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: Bleap · provisional, see how we rate
| Feature | Bleap | Zeal Card |
|---|---|---|
| Our score | 8.9/10 | 8.3/10 |
| Type | — | Debit |
| Networks | Mastercard | Visa |
| Rewards | Up to 20% cashback (20% streaming/gaming/AI subs; 3% rides & food delivery; 2% restaurants & supermarkets; 1% everything else), paid in USDC | Up to 4% cashback (cashback managed by Gnosis Pay, paid in GNO on Gnosis Chain; requires holding GNO in the Gnosis Pay card Safe) |
| Annual fee | None | — |
| FX fee | None (0%, no markup) | No exchange fees; uses Visa mid-market rate |
| ATM fee | Free up to €400 per month | — |
| KYC | Full | Full |
| Custody | Self-custodial | Self-custodial |
| Supported coins | USDC, EURe; any token available on Solana, Base, or Arbitrum | EUR and USD stablecoins (EURe for EUR, sDAI for USD) |
| Availability | Europe and Latin America (incl. Mexico, Brazil) | 150+ countries |
| Apple / Google Pay | Yes | Yes |
Which card should you choose?
When choosing between Bleap and Zeal Card, it’s important to consider your priorities, such as cashback rewards, supported regions, and custody preferences. Both cards offer unique benefits, but they cater to different user needs.
Choose Bleap if…
- You want higher cashback rewards: Bleap offers up to 20% cashback on specific categories like streaming, gaming, and AI subscriptions, which is significantly higher than the 4% offered by Zeal Card.
- You prefer USDC rewards: Bleap pays cashback in USDC, which might be more appealing if you frequently use or hold USDC.
- You value fee-free transactions: Bleap provides no annual fees, no foreign exchange markup, and free top-ups, making it cost-effective for frequent users.
- You are based in Europe or Latin America: Bleap’s availability is limited to these regions, so it’s a suitable choice if you reside there.
- You prefer self-custodial wallets with MPC: Bleap uses Multi-Party Computation (MPC) for self-custody, ensuring no single party holds your complete key.
Choose Zeal Card if…
- You want wider global availability: Zeal Card is available in over 150 countries, making it a better option for international users.
- You are interested in GNO rewards: Zeal Card offers cashback in GNO, which might be attractive if you are invested in or interested in the Gnosis ecosystem.
- You value yield on balances: Zeal Card provides yield on balances, with an APY of around 5-6%, which can be a significant advantage for users looking to earn on their holdings.
- You prefer using Visa: Zeal Card operates on the Visa network, which is widely accepted globally.
- You are comfortable with additional requirements for rewards: Zeal Card requires holding GNO in the Gnosis Pay card Safe to receive cashback, which might be a drawback for some users.
Bottom line
Ultimately, the choice between Bleap and Zeal Card depends on your specific needs and preferences. If you prioritize high cashback rewards, fee-free transactions, and are based in Europe or Latin America, Bleap might be the better option. On the other hand, if you value global availability, yield on balances, and are interested in the Gnosis ecosystem, Zeal Card could be more suitable. For more detailed comparisons, check out our rating criteria.