BitMart Card vs KuCoin Card (KuCard)
How does BitMart Card compare to KuCoin Card (KuCard)? A side-by-side look at fees, rewards, custody and availability.
Higher score: BitMart Card · provisional, see how we rate
Quick answer. BitMart Card and KuCoin Card (KuCard) are both crypto cards — here's how they differ. Key differences: annual fee (BitMart Card: $0 (all tiers) vs KuCoin Card (KuCard): EUR 10 annual maintenance (EUR 9.99 one-time issuance)). Our provisional scoring rates BitMart Card higher (7.7/10 vs 7.2/10), but the best pick depends on your country and how you spend.
| Feature | BitMart Card | KuCoin Card (KuCard) |
|---|---|---|
| Our score | 7.7/10 | 7.2/10 |
| Type | Prepaid | Debit |
| Networks | Visa | Visa |
| Rewards | Online shopping: 4.0% new users (1st month), 3.5% thereafter. Grocery/Dining: 5.5% new users (1st month), 5.0% thereafter. ATM: up to 1000U fee-free withdrawals | Up to 3% cashback plus purchase discounts |
| Annual fee | $0 (all tiers) | EUR 10 annual maintenance (EUR 9.99 one-time issuance) |
| FX fee | — | No fee on EUR transactions within Europe; 2% on foreign transactions outside Europe |
| ATM fee | Plastic card 2% ATM cash withdrawal fee; Platinum card from 1.5%; Virtual card n/a | EUR 1.50 per EUR ATM withdrawal within Europe; 2% on foreign-currency ATM withdrawals outside Europe |
| KYC | Full | Full |
| Custody | Custodial | — |
| Supported coins | USDT, USDC, BTC, ETH, SOL, ADA, BMX, XRP, LTC, DOGE, TON, BNB | USDT (primary); additional cryptocurrencies expected |
| Availability | — | European Economic Area (EEA) only — 30 listed countries incl. AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, PL, PT, RO, SK, SI, ES, SE, IS, LI, NO |
| Apple / Google Pay | Yes | Yes |
Choosing between the BitMart Card and the KuCoin Card (KuCard) depends on your specific needs and circumstances, as each card offers distinct advantages and limitations. Here’s a detailed breakdown to help you decide which card might be the better fit for you.
Choose BitMart Card if…
- You want a wide range of supported cryptocurrencies: The BitMart Card supports multiple cryptocurrencies, including USDT, BTC, ETH, SOL, ADA, and more, giving you greater flexibility in how you spend your digital assets.
- You prioritize high cashback rates: With up to 5.5% cashback on grocery and dining purchases for new users (3.5% thereafter), the BitMart Card offers attractive rewards for everyday spending.
- You prefer a card with no annual fee: The BitMart Card has no annual fee across all tiers, making it a cost-effective option for frequent users.
- You need instant access to a virtual card: BitMart provides a virtual card that can be added to Google Pay instantly, which is ideal for users who want immediate access to their funds.
Choose KuCoin Card if…
- You reside in the European Economic Area (EEA): The KuCoin Card is specifically designed for EEA residents, offering services tailored to this region.
- You want fee-free EUR transactions within Europe: The KuCoin Card charges no fees on EUR transactions within Europe, making it a cost-effective choice for EEA residents who frequently transact in Euros.
- You value global Visa acceptance and mobile wallet support: The KuCoin Card is accepted globally and supports both Apple Pay and Google Pay, providing convenience for international travelers and mobile payment users.
- You are interested in additional discounts: Beyond cashback, the KuCoin Card offers purchase discounts, which can be beneficial for users looking to save on specific purchases.
Bottom line
Ultimately, the choice between the BitMart Card and the KuCoin Card hinges on your geographic location, spending habits, and preferred features. If you are based outside the EEA and seek a card with a wide range of supported cryptocurrencies and high cashback rates, the BitMart Card is likely the better option. However, if you are an EEA resident who values fee-free EUR transactions, global acceptance, and additional discounts, the KuCoin Card might be more suitable. For more detailed insights on how we rate these cards, visit our rating methodology page.