BitMart Card vs Gate Card
How does BitMart Card compare to Gate Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: BitMart Card · provisional, see how we rate
Quick answer. BitMart Card and Gate Card are both crypto cards — here's how they differ. Key differences: network (BitMart Card: Visa vs Gate Card: Visa or Mastercard). Our provisional scoring rates BitMart Card higher (7.7/10 vs 7.1/10), but the best pick depends on your country and how you spend.
| Feature | BitMart Card | Gate Card |
|---|---|---|
| Our score | 7.7/10 | 7.1/10 |
| Type | Prepaid | Debit |
| Networks | Visa | Visa or Mastercard |
| Rewards | Online shopping: 4.0% new users (1st month), 3.5% thereafter. Grocery/Dining: 5.5% new users (1st month), 5.0% thereafter. ATM: up to 1000U fee-free withdrawals | Up to 8% cashback, issued as points redeemable for USDT, BTC, ETH, USDC and other digital assets; referral bonus 5 USDT (referrer) + 2 USDT (referee) |
| Annual fee | $0 (all tiers) | — |
| FX fee | — | — |
| ATM fee | Plastic card 2% ATM cash withdrawal fee; Platinum card from 1.5%; Virtual card n/a | — |
| KYC | Full | Full |
| Custody | Custodial | — |
| Supported coins | USDT, USDC, BTC, ETH, SOL, ADA, BMX, XRP, LTC, DOGE, TON, BNB | Instant Spend Mode: USDT, BTC, ETH, GT; Prepaid Mode: wider range (varies by card type/region) |
| Availability | — | Available in non-restricted regions (specific list not stated) |
| Apple / Google Pay | Yes | — |
When choosing between the BitMart Card and the Gate Card, it’s important to consider your specific needs and priorities. Both cards offer unique features and benefits, but they cater to different types of users. Here’s a detailed breakdown to help you decide which card might be the best fit for you.
Choose BitMart Card if…
- You want a prepaid Visa card with no annual fees: The BitMart Card is a prepaid Visa card with no annual fees across all tiers, making it a cost-effective option for everyday use.
- You prioritize high cashback on specific categories: The BitMart Card offers attractive cashback rates, particularly for grocery and dining purchases (up to 5.5% for new users in the first month, and 5.0% thereafter). It also provides 4.0% cashback on online shopping for new users in the first month, and 3.5% thereafter.
- You need a virtual card for immediate use: The BitMart Card offers an instant virtual card that can be added to Google Pay, providing quick access to your funds.
- You prefer a wide range of supported cryptocurrencies: The BitMart Card supports multiple cryptocurrencies, including USDT, BTC, ETH, SOL, ADA, and more, giving you flexibility in how you manage your digital assets.
- You are comfortable with a custodial wallet: The BitMart Card uses a custodial wallet, which means the provider manages your cryptocurrency holdings.
Choose Gate Card if…
- You are looking for higher cashback rates: The Gate Card offers up to 8% cashback, which is issued as points redeemable for a variety of digital assets, including USDT, BTC, ETH, and USDC. This is significantly higher than the cashback rates offered by the BitMart Card.
- You want flexibility in funding your card: The Gate Card offers both Instant Spend and Prepaid funding modes, providing more options for managing your finances.
- You prefer a Mastercard or Visa option: The Gate Card is available on both the Visa and Mastercard networks, giving you more choices depending on your preference or regional availability.
- You need a virtual card quickly: The Gate Card’s virtual card is reviewed within 3-5 minutes, offering a fast turnaround time for users who need immediate access.
- You are comfortable with a less transparent fee structure: While the Gate Card does not publish its fee schedule on the card page, it may offer competitive rates for users who prioritize cashback and funding flexibility.
Bottom line
Ultimately, the choice between the BitMart Card and the Gate Card depends on your priorities. If you value a prepaid Visa card with no annual fees and high cashback on specific categories, the BitMart Card is a strong contender. However, if you are looking for higher cashback rates and more flexibility in funding your card, the Gate Card might be the better option. For more detailed comparisons, visit our ratings page.