Bit2Me Card vs Bitpanda Card
How does Bit2Me Card compare to Bitpanda Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: Bitpanda Card · provisional, see how we rate
| Feature | Bit2Me Card | Bitpanda Card |
|---|---|---|
| Our score | 7.2/10 | 7.3/10 |
| Type | Prepaid | Debit |
| Networks | Mastercard | Visa |
| Rewards | Up to 7% cashback on all purchases; up to 39% combined with Bit2Me Earn (up to +7%) and Bit2Me Life (up to +25%) | 1% cashback on all crypto asset spending (excludes fiat, stablecoins, metals and stocks) |
| Annual fee | €0 (no maintenance fees for virtual or physical card) | €0 (free card, no monthly costs) |
| FX fee | — | 0% Bitpanda FX fee on non-Euro transactions (Visa mark-up fees apply) |
| ATM fee | — | 2% or €2, whichever is higher (€500 daily ATM limit) |
| KYC | Full | Full |
| Custody | Custodial | Custodial |
| Supported coins | Dozens of currencies supported (full list on Bit2Me support) | All cryptocurrencies and precious metals listed on Bitpanda; EUR |
| Availability | — | Euro area (EUR) resident countries only |
| Apple / Google Pay | Yes | Yes |
Choose Bit2Me Card if…
- You want higher cashback potential – Bit2Me Card offers up to 7% cashback on all purchases, which can be stacked with other Bit2Me products for up to 39% cashback.
- You prefer a Mastercard network – Bit2Me Card operates on Mastercard, which may offer wider acceptance in some regions.
- You want to use Apple Pay or Google Pay – Bit2Me Card supports both of these mobile payment platforms.
- You’re looking for a card with no maintenance fees – Bit2Me Card has no fees for virtual or physical cards.
- You want to spend multiple currencies – Bit2Me Card supports dozens of currencies, though specific details on supported countries are not published.
Choose Bitpanda Card if…
- You want a straightforward cashback on crypto spending – Bitpanda Card offers 1% cashback on all crypto asset spending, excluding fiat, stablecoins, metals, and stocks.
- You prefer a Visa network – Bitpanda Card operates on Visa, which may be more widely accepted in certain areas.
- You want to spend a variety of assets – Bitpanda Card allows you to spend any cryptocurrency or precious metal held on Bitpanda.
- You’re an euro-area resident – Bitpanda Card is available to residents of euro-area countries only.
- You want to avoid monthly fees – Bitpanda Card is free with no monthly costs, though ATM withdrawals incur a 2% or €2 fee.
Bottom line
Both the Bit2Me Card and Bitpanda Card offer unique advantages depending on your needs. If you’re looking for higher cashback potential and the ability to use multiple currencies with no maintenance fees, the Bit2Me Card might be the better choice. However, if you prefer a straightforward 1% cashback on crypto spending and the ability to spend a variety of assets on a Visa network, the Bitpanda Card could be more suitable. Consider your spending habits and priorities to make the best decision for your financial needs.
Figures are drawn from each issuer’s documentation and were last verified on the dates shown on each card’s page. Information, not financial advice — confirm current terms before applying.