BingX Card vs Bybit Card
How does BingX Card compare to Bybit Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: BingX Card · provisional, see how we rate
Quick answer. BingX Card and Bybit Card are both crypto cards — here's how they differ. Key differences: network (BingX Card: Visa vs Bybit Card: Mastercard/Visa); annual fee (BingX Card: No annual fee for life; virtual card issuance free (physical free for VIP) vs Bybit Card: Virtual: free; Physical: 5–29.99 USD/yr (varies by region)). Our provisional scoring rates BingX Card higher (8.2/10 vs 8.1/10), but the best pick depends on your country and how you spend.
| Feature | BingX Card | Bybit Card |
|---|---|---|
| Our score | 8.2/10 | 8.1/10 |
| Type | Debit | — |
| Networks | Visa | Mastercard/Visa |
| Rewards | Up to 5% cashback on purchases; up to 20% on subscriptions | 2%–10% cashback on everyday spending; 100% cashback on select subscriptions |
| Annual fee | No annual fee for life; virtual card issuance free (physical free for VIP) | Virtual: free; Physical: 5–29.99 USD/yr (varies by region) |
| FX fee | — | 0.5%–7% depending on region (on top of Mastercard/Visa FX rate); e.g. EEA 0.5%, Peru 1%, Brazil 1.5%, AU/MX/APAC/GE/KZ 2%, Argentina 7% |
| ATM fee | Free withdrawals up to $200/month (physical cards only) | 2% on amounts above the monthly free withdrawal allowance |
| KYC | — | Full |
| Custody | Custodial | Custodial |
| Supported coins | USDT | USDT (multiple cryptos selectable) |
| Availability | 200+ countries and territories (per BingX announcement) | EEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan (AIFC), APAC — availability and terms vary by region |
| Apple / Google Pay | Yes | Yes |
Choose BingX Card if…
- You want a simple fee structure with no annual fees for life, including a free virtual card and free physical card for VIP users.
- You prioritize higher cashback on subscriptions, as BingX offers up to 20% compared to Bybit’s 100% on select subscriptions.
- You prefer to spend USDT directly without worrying about fluctuating foreign exchange fees, as BingX’s FX fee is not explicitly stated.
- You value the convenience of free ATM withdrawals up to $200 per month with a physical card.
- You are looking for a card supported in over 200 countries and territories, providing wider global accessibility.
- You prefer a card that supports Apple Pay and Google Pay for seamless digital wallet integration.
Choose Bybit Card if…
- You want the flexibility of multiple cryptocurrency options beyond USDT, as Bybit supports various cryptocurrencies.
- You are interested in higher cashback rates on everyday spending, with Bybit offering up to 10% compared to BingX’s 5%.
- You are based in regions where Bybit offers a lower foreign exchange fee, such as the EEA with a 0.5% fee.
- You are comfortable with a fully KYC-compliant card, as Bybit requires full KYC.
- You are willing to pay an annual fee for a physical card, which varies by region but is generally low.
- You prefer a card that offers 100% cashback on select subscriptions, which could be a significant benefit depending on your subscription usage.
Bottom line
When choosing between the BingX Card and the Bybit Card, consider your priorities and location. If you value a straightforward fee structure, higher subscription cashback, and the ability to spend USDT without worrying about fluctuating FX fees, the BingX Card might be the better choice. However, if you are looking for higher everyday cashback rates, multiple cryptocurrency options, and are in a region with favorable FX fees, the Bybit Card could be more suitable. For more detailed insights on how we rate these cards, visit our rating methodology page.