1inch Card vs Gnosis Pay
How does 1inch Card compare to Gnosis Pay? A side-by-side look at fees, rewards, custody and availability.
Higher score: Gnosis Pay · provisional, see how we rate
Quick answer. 1inch Card and Gnosis Pay are both crypto cards — here's how they differ. Key differences: network (1inch Card: Mastercard vs Gnosis Pay: Visa); custody model (1inch Card: Custodial vs Gnosis Pay: Self-custodial). Our provisional scoring rates Gnosis Pay higher (8.4/10 vs 6.8/10), but the best pick depends on your country and how you spend.
| Feature | 1inch Card | Gnosis Pay |
|---|---|---|
| Our score | 6.8/10 | 8.4/10 |
| Type | Prepaid | Debit |
| Networks | Mastercard | Visa |
| Rewards | — | Up to 5% cashback on eligible transactions, based on the amount of GNO held in wallet |
| Annual fee | — | — |
| FX fee | — | — |
| ATM fee | — | — |
| KYC | — | Full |
| Custody | Custodial | Self-custodial |
| Supported coins | 1INCH, USDT, BTC, LTC, XRP, BXX | USDC, EURC (stablecoins) |
| Availability | — | UK, EU (expanding) |
| Apple / Google Pay | Yes | Yes |
Choosing between the 1inch Card and Gnosis Pay comes down to your priorities in a crypto card, such as custody preferences, network acceptance, and reward structures. Both cards offer digital wallet integration and are issued by reputable financial institutions, but they cater to different user needs.
Choose 1inch Card if…
- You prefer a custodial solution where the card operator holds your funds, simplifying the management process.
- You want to use a Mastercard, which is widely accepted globally for in-store, online, and ATM transactions.
- You are interested in using a variety of cryptocurrencies, including 1INCH, USDT, BTC, LTC, and XRP, for topping up your card.
- You value the convenience of contactless payments and integration with Apple Pay and Google Pay.
- You are comfortable with the lack of transparency on fee structures, as long as the card meets your primary usage needs.
Choose Gnosis Pay if…
- You prioritize self-custody, where you have control over your funds through a user-controlled Safe Smart Account.
- You are based in the UK or EU (with plans for expansion) and want a Visa debit card for broader merchant acceptance.
- You are interested in earning up to 5% cashback on eligible transactions, provided you hold GNO in your wallet.
- You prefer using stablecoins like USDC and EURC for your transactions.
- You are willing to complete a full KYC process and are comfortable with the gated nature of the cashback rewards based on GNO holdings.
Bottom line
When deciding between the 1inch Card and Gnosis Pay, consider your preferences for custody, network acceptance, and reward structures. If you value the simplicity of a custodial solution and the wide acceptance of Mastercard, the 1inch Card might be the better fit. However, if self-custody and the potential for cashback rewards are more important to you, and you are comfortable with the requirements of holding GNO, Gnosis Pay could be the superior choice. For more detailed comparisons, visit our how we rate page.