BingX Card vs BitMart Card
How does BingX Card compare to BitMart Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: BingX Card · provisional, see how we rate
Quick answer. BingX Card and BitMart Card are both crypto cards — here's how they differ. Key differences: annual fee (BingX Card: No annual fee for life; virtual card issuance free (physical free for VIP) vs BitMart Card: $0 (all tiers)). Our provisional scoring rates BingX Card higher (8.2/10 vs 7.7/10), but the best pick depends on your country and how you spend.
| Feature | BingX Card | BitMart Card |
|---|---|---|
| Our score | 8.2/10 | 7.7/10 |
| Type | Debit | Prepaid |
| Networks | Visa | Visa |
| Rewards | Up to 5% cashback on purchases; up to 20% on subscriptions | Online shopping: 4.0% new users (1st month), 3.5% thereafter. Grocery/Dining: 5.5% new users (1st month), 5.0% thereafter. ATM: up to 1000U fee-free withdrawals |
| Annual fee | No annual fee for life; virtual card issuance free (physical free for VIP) | $0 (all tiers) |
| FX fee | — | — |
| ATM fee | Free withdrawals up to $200/month (physical cards only) | Plastic card 2% ATM cash withdrawal fee; Platinum card from 1.5%; Virtual card n/a |
| KYC | — | Full |
| Custody | Custodial | Custodial |
| Supported coins | USDT | USDT, USDC, BTC, ETH, SOL, ADA, BMX, XRP, LTC, DOGE, TON, BNB |
| Availability | 200+ countries and territories (per BingX announcement) | — |
| Apple / Google Pay | Yes | Yes |
Choosing between the BingX Card and the BitMart Card depends on your specific needs and priorities as a crypto card user. Both cards offer unique advantages, but they cater to different user preferences and spending habits. Here’s a detailed breakdown to help you decide which card might be the better fit for you.
Choose BingX Card if…
- You want a simple, fee-free experience: The BingX Card offers no annual fees for life and free virtual card issuance, making it a cost-effective option for those who prefer not to worry about recurring charges.
- You primarily use USDT: If USDT is your cryptocurrency of choice, the BingX Card allows you to spend it directly, which might simplify your crypto management.
- You value high cashback on subscriptions: The BingX Card offers up to 20% cashback on subscriptions, which could be a significant benefit if you subscribe to multiple services.
- You prefer a card with wide global accessibility: The BingX Card is accepted in over 200 countries and territories, making it a versatile option for international use.
- You use Apple Pay or Google Pay: The BingX Card supports both, providing convenient mobile payment options.
Choose BitMart Card if…
- You want to spend multiple cryptocurrencies: The BitMart Card supports a wide range of cryptocurrencies, including USDT, BTC, ETH, and more, giving you greater flexibility in how you manage your digital assets.
- You prioritize high cashback on specific categories: The BitMart Card offers up to 5.5% cashback on grocery and dining purchases, which could be advantageous if these are significant parts of your spending.
- You need a virtual card immediately: The BitMart Card provides instant virtual card issuance, which can be added to Google Pay right away.
- You are comfortable with a card transaction fee: While the BitMart Card has a 1.3% transaction fee, it might be acceptable if the other benefits align with your needs.
- You are willing to complete KYC and pay for a physical card: The BitMart Card requires full KYC and charges fees for physical cards, which might be a worthwhile trade-off for the benefits it offers.
Bottom line
Ultimately, the choice between the BingX Card and the BitMart Card hinges on your spending habits and priorities. If you value a straightforward, fee-free experience with a focus on USDT and subscription cashback, the BingX Card might be the better option. However, if you prefer to spend multiple cryptocurrencies, enjoy high cashback on grocery and dining, and can manage the transaction fees and KYC requirements, the BitMart Card could be more suitable. For more detailed comparisons, visit our how we rate page.