1inch Card vs Crypto Life (CL) Card
How does 1inch Card compare to Crypto Life (CL) Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: Crypto Life (CL) Card · provisional, see how we rate
Quick answer. 1inch Card and Crypto Life (CL) Card are both crypto cards — here's how they differ. Key differences: network (1inch Card: Mastercard vs Crypto Life (CL) Card: Mastercard, Visa); custody model (1inch Card: Custodial vs Crypto Life (CL) Card: Self-custodial). Our provisional scoring rates Crypto Life (CL) Card higher (7.7/10 vs 6.8/10), but the best pick depends on your country and how you spend.
| Feature | 1inch Card | Crypto Life (CL) Card |
|---|---|---|
| Our score | 6.8/10 | 7.7/10 |
| Type | Prepaid | Debit |
| Networks | Mastercard | Mastercard, Visa |
| Rewards | — | 1% reward on total card transactions (in BTC or USDT), or 2% if reward is taken in BXX |
| Annual fee | — | None (free card, no subscription fee) |
| FX fee | — | — |
| ATM fee | — | — |
| KYC | — | Full |
| Custody | Custodial | Self-custodial |
| Supported coins | 1INCH, USDT, BTC, LTC, XRP, BXX | BTC, LTC, XRP, ETH, SOL (receive only), USDC, USDT, EURT, BXX |
| Availability | — | — |
| Apple / Google Pay | Yes | Yes |
How do the 1inch Card and Crypto Life (CL) Card differ?
The 1inch Card and Crypto Life (CL) Card cater to different user needs in the crypto card space. The 1inch Card is a prepaid Mastercard that supports a variety of cryptocurrencies and offers seamless integration with Apple Pay and Google Pay. On the other hand, the Crypto Life (CL) Card is a debit card that provides a self-custodial option, allowing users to spend directly from their preferred wallets. It also offers cashback rewards and staking opportunities for the BXX token. Both cards are issued by reputable providers and support multiple cryptocurrencies, but their features and benefits vary significantly.
Choose the 1inch Card if…
- You prefer a prepaid card model and want to avoid funds leaving self-custody wallets when transacting.
- You value the convenience of contactless payments through Apple Pay and Google Pay.
- You want to use a card issued by an FCA-authorized e-money institution, which may provide additional peace of mind regarding regulatory compliance.
- You are interested in a card that supports a variety of cryptocurrencies, including 1INCH, USDT, BTC, LTC, and XRP.
- You are comfortable with the lack of disclosed fees, understanding that this might require additional research or contacting customer support for detailed information.
Choose the Crypto Life (CL) Card if…
- You prefer a self-custodial option, allowing you to spend directly from your own wallets like Ledger, MetaMask, 1inch, and Exodus.
- You are interested in earning cashback rewards on your card transactions, with the option to receive 1% back in BTC or USDT, or 2% in BXX.
- You are attracted to the staking opportunities for the BXX token, offering APRs ranging from 5% to 25% depending on the lock-up period.
- You want a card that supports a broader range of cryptocurrencies, including ETH, SOL, USDC, and EURT, and are comfortable with the limitations on Layer 2 networks.
- You appreciate the transparency of having no annual fees and are willing to accept the trade-offs of funds leaving self-custody when loaded onto the card.
Bottom line
Choosing between the 1inch Card and the Crypto Life (CL) Card ultimately depends on your priorities as a user. If you value the security and convenience of a prepaid card with contactless payment options and are comfortable with custodial solutions, the 1inch Card might be the better fit. However, if you prefer a self-custodial approach, are interested in earning cashback and staking rewards, and want a card that supports a wider range of cryptocurrencies, the Crypto Life (CL) Card could be more suitable. For more detailed insights on how we rate these cards, visit our rating methodology page.