WhiteBIT Card (Nova) vs Bybit Card
How does WhiteBIT Card (Nova) compare to Bybit Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: WhiteBIT Card (Nova) · provisional, see how we rate
Quick answer. WhiteBIT Card (Nova) and Bybit Card are both crypto cards — here's how they differ. Key differences: network (WhiteBIT Card (Nova): Visa vs Bybit Card: Mastercard/Visa); annual fee (WhiteBIT Card (Nova): None (no opening, maintenance, closing, annual or monthly fees) vs Bybit Card: Virtual: free; Physical: 5–29.99 USD/yr (varies by region)). Our provisional scoring rates WhiteBIT Card (Nova) higher (8.4/10 vs 8.1/10), but the best pick depends on your country and how you spend.
| Feature | WhiteBIT Card (Nova) | Bybit Card |
|---|---|---|
| Our score | 8.4/10 | 8.1/10 |
| Type | Debit | — |
| Networks | Visa | Mastercard/Visa |
| Rewards | Up to 10% cashback on selected categories (EUR card max 25 EUR/month); USD card advertised up to 10% cashback; 3% 'Cashback Lite Mode' on every purchase | 2%–10% cashback on everyday spending; 100% cashback on select subscriptions |
| Annual fee | None (no opening, maintenance, closing, annual or monthly fees) | Virtual: free; Physical: 5–29.99 USD/yr (varies by region) |
| FX fee | 1.5% conversion fee on non-USD payments (Visa exchange rate) on the USD card | 0.5%–7% depending on region (on top of Mastercard/Visa FX rate); e.g. EEA 0.5%, Peru 1%, Brazil 1.5%, AU/MX/APAC/GE/KZ 2%, Argentina 7% |
| ATM fee | — | 2% on amounts above the monthly free withdrawal allowance |
| KYC | Full | Full |
| Custody | Custodial | Custodial |
| Supported coins | USDC, USDT, BTC, ETH, XRP, SOL, NEAR, ADA, AVAX, WBT, EURI, DOGE (main balance assets) | USDT (multiple cryptos selectable) |
| Availability | EEA: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland, Liechtenstein; plus Ukraine | EEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan (AIFC), APAC — availability and terms vary by region |
| Apple / Google Pay | Yes | Yes |
Choosing between the WhiteBIT Card (Nova) and the Bybit Card depends on your priorities as a user. Both offer unique features and cater to different needs, so let’s break down which might be the better fit for you.
Choose WhiteBIT Card (Nova) if…
- You prioritize high cashback on specific categories: The WhiteBIT Card offers up to 10% cashback on selected categories, which can be very rewarding if you spend heavily in those areas. The EUR card caps cashback at 25 EUR/month, but the USD card has no such limit mentioned.
- You want a fee-free card: The WhiteBIT Card has no annual, monthly, opening, maintenance, or closing fees, making it a cost-effective option for everyday use.
- You are based in the EEA or Ukraine: The card is widely available in these regions, and you can take advantage of its features without worrying about regional restrictions.
- You prefer a card with multiple cryptocurrency options: The WhiteBIT Card supports a variety of coins including USDC, USDT, BTC, and ETH, giving you flexibility in managing your assets.
- You value a card issued by a licensed Visa Principal Member: The card is issued by Wallester AS, a licensed institution, which may provide additional peace of mind.
Choose Bybit Card if…
- You want a card with broader global availability: The Bybit Card is available in more regions, including EEA, Switzerland, UK, Australia, Brazil, and others, though terms and availability may vary.
- You are looking for a card with a lower foreign exchange fee: The Bybit Card has a variable FX fee ranging from 0.5% to 7%, which can be lower than the WhiteBIT Card’s 1.5% fee depending on your region.
- You prefer a card with a virtual option at no cost: The Bybit Card offers a virtual card for free, making it accessible for those who want to start using it immediately without waiting for a physical card.
- You are interested in cashback on everyday spending and subscriptions: The Bybit Card offers 2%–10% cashback on everyday spending and 100% cashback on select subscriptions, which can be appealing if you frequently use subscription services.
- You are comfortable with a custodial solution: Both cards are custodial, but it’s important to note that Bybit holds funds on its centralized exchange.
Bottom line
Ultimately, the choice between the WhiteBIT Card (Nova) and the Bybit Card hinges on your specific needs and circumstances. If you value high cashback on select categories, zero fees, and are based in the EEA or Ukraine, the WhiteBIT Card (Nova) is likely the better option. However, if you need broader global availability, a lower FX fee, and are interested in cashback on everyday spending and subscriptions, the Bybit Card might be more suitable. For more detailed comparisons, visit our ratings page.