Deblock Card review

The Deblock Card is a self-custodial debit card that offers users the ability to manage their crypto assets while enjoying features like cashback and fee-free top-ups up to a certain limit. As a self-custodial option, it stands out in the self-custodial crypto card category, allowing users to maintain control over their funds. However, its features and benefits vary significantly depending on the plan you choose, which we will explore in detail.

Overview

The Deblock Card comes in three plans: Standard, Premium, and Native. The Standard plan is free and offers basic features, while the Premium plan costs €14.99 per month and includes additional perks. The Native plan is available to users who hold a Deblock NFT for more than 30 days and also includes premium features without the monthly fee. One of the key selling points of the Deblock Card is its self-custodial nature, meaning users have full control over their crypto assets, aligning with the ethos of decentralization and user sovereignty.

How it Works

The Deblock Card supports Apple Pay and Google Pay, making it convenient for everyday transactions. Users can top up their card for free up to €2,000 per calendar month, after which a 0.5% fee applies. This feature is particularly beneficial for users who want to avoid high top-up fees often associated with crypto cards. The card also supports wallet payments, allowing for seamless integration with digital wallets.

For users interested in earning rewards, the Deblock Card offers up to 1% cashback on card payments, but this is only available on the Premium and Native plans. The Standard plan does not include cashback, which is a significant limitation for those looking to maximize their earnings.

Fees and Value

The fee structure of the Deblock Card is designed to cater to different user needs. The Standard plan is free, making it accessible for users who want to test the service without financial commitment. However, it comes with limitations, such as a cap on free ATM withdrawals (up to €100 or one withdrawal per rolling month, after which a 1% fee applies with a minimum of €1). The Premium and Native plans offer more generous ATM withdrawal limits (up to €1,000 or three withdrawals), which can be advantageous for frequent travelers or those who rely on cash.

It’s important to note that the Deblock Card does not publish specific foreign exchange (FX) fees, which could be a consideration for users who frequently make international transactions. Additionally, the card’s focus on the EU and euro-zone (SEPA) means that users outside these regions may face limitations or additional fees.

Who It’s For

The Deblock Card is ideal for users who prioritize self-custody and want to maintain control over their crypto assets. It is also suitable for those who prefer a card with a straightforward fee structure and the potential for cashback rewards, provided they opt for the Premium or Native plans. The card’s support for Apple Pay and Google Pay adds to its appeal for users who value convenience and integration with digital wallets.

However, users who are looking for a card with no monthly fees and cashback rewards may find the Standard plan lacking. Similarly, those who require extensive international functionality should be aware of the potential limitations due to the card’s focus on the EU and euro-zone.

In summary, the Deblock Card offers a solid option for users who prioritize self-custody and are willing to pay for premium features. Its fee structure and cashback rewards make it a competitive choice, but users should be mindful of its limitations, particularly regarding international use and the lack of cashback on the free plan.

For more information on self-custodial crypto cards, visit our self-custodial crypto card category page.

Fees & costs

Pros & cons

Our take

The Deblock Card is a self-custodial debit card offering up to 1% cashback on paid plans, with a free Standard option but limitations on ATM withdrawals and international use.