KuCoin Card (KuCard) vs OKX Card
How does KuCoin Card (KuCard) compare to OKX Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: OKX Card · provisional, see how we rate
Quick answer. KuCoin Card (KuCard) and OKX Card are both crypto cards — here's how they differ. Key differences: network (KuCoin Card (KuCard): Visa vs OKX Card: Mastercard (EEA); Visa/Mastercard by region); annual fee (KuCoin Card (KuCard): EUR 10 annual maintenance (EUR 9.99 one-time issuance) vs OKX Card: $0 (no issuance, monthly, annual or inactivity fees)). Our provisional scoring rates OKX Card higher (8.3/10 vs 7.2/10), but the best pick depends on your country and how you spend.
| Feature | KuCoin Card (KuCard) | OKX Card |
|---|---|---|
| Our score | 7.2/10 | 8.3/10 |
| Type | Debit | Virtual |
| Networks | Visa | Mastercard (EEA); Visa/Mastercard by region |
| Rewards | Up to 3% cashback plus purchase discounts | Up to 20% cashback in USDG on USDG purchases during launch (capped, tier-based); ongoing cashback rate depends on OKX VIP level with monthly limits |
| Annual fee | EUR 10 annual maintenance (EUR 9.99 one-time issuance) | $0 (no issuance, monthly, annual or inactivity fees) |
| FX fee | No fee on EUR transactions within Europe; 2% on foreign transactions outside Europe | None charged by OKX; 0.1% market spread on stablecoin-to-fiat conversion |
| ATM fee | EUR 1.50 per EUR ATM withdrawal within Europe; 2% on foreign-currency ATM withdrawals outside Europe | — |
| KYC | Full | Full |
| Custody | — | Custodial |
| Supported coins | USDT (primary); additional cryptocurrencies expected | USDC, USDG (EEA payment currencies) |
| Availability | European Economic Area (EEA) only — 30 listed countries incl. AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, PL, PT, RO, SK, SI, ES, SE, IS, LI, NO | EU + Norway (excludes Iceland & Liechtenstein) for the EEA card; other regional variants exist |
| Apple / Google Pay | Yes | Yes |
When choosing between the KuCoin Card (KuCard) and the OKX Card, it’s important to consider your specific needs and preferences. Both cards offer unique features and benefits, but they cater to different user profiles.
Choose KuCoin Card (KuCard) if…
- You are based in the European Economic Area (EEA): The KuCoin Card is specifically available to users in the EEA, covering 30 countries, making it a suitable choice if you reside in one of these regions.
- You prefer a debit card: The KuCoin Card operates as a debit card, which might be more familiar and appealing if you are not interested in a virtual card.
- You want cashback and purchase discounts: With up to 3% cashback and purchase discounts, the KuCard offers a straightforward rewards system that can be beneficial for everyday spending.
- You are comfortable with a EUR 10 annual maintenance fee: While there is an annual fee, the one-time issuance fee is relatively low, and the card offers fee-free EUR transactions within Europe.
- You are looking to use USDT: The KuCoin Card primarily supports USDT, with plans for additional cryptocurrencies, which might align with your crypto holdings.
Choose OKX Card if…
- You are looking for a virtual card: The OKX Card is a virtual card, which can be more convenient for those who prefer digital transactions and do not require a physical card.
- You are interested in higher cashback rates: The OKX Card offers up to 20% cashback in USDG on USDG purchases during its launch, with ongoing rates depending on your OKX VIP level, which can be highly rewarding if you are an active trader on the platform.
- You want a fee-free card: The OKX Card has no issuance, monthly, annual, or inactivity fees, making it a cost-effective option for users who want to avoid recurring charges.
- You are based in the EU or Norway: The EEA variant of the OKX Card is available to users in the EU and Norway, excluding Iceland and Liechtenstein, which might suit your location.
- You are interested in using USDC and USDG: The OKX Card supports USDC and USDG for EEA payments, which might align with your crypto preferences.
Bottom line
Ultimately, the choice between the KuCoin Card and the OKX Card depends on your specific needs and circumstances. If you value a physical debit card with straightforward cashback and are based in the EEA, the KuCoin Card might be the better option. On the other hand, if you prefer a virtual card with higher potential cashback rates and no annual fees, the OKX Card could be more suitable. For more detailed comparisons, visit our how we rate page.