MEXC Card vs OKX Card
How does MEXC Card compare to OKX Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: OKX Card · provisional, see how we rate
Quick answer. MEXC Card and OKX Card are both crypto cards — here's how they differ. Key differences: network (MEXC Card: Visa (Visa Platinum) vs OKX Card: Mastercard (EEA); Visa/Mastercard by region); annual fee (MEXC Card: 0 (no annual fee) vs OKX Card: $0 (no issuance, monthly, annual or inactivity fees)). Our provisional scoring rates OKX Card higher (8.3/10 vs 8.2/10), but the best pick depends on your country and how you spend.
| Feature | MEXC Card | OKX Card |
|---|---|---|
| Our score | 8.2/10 | 8.3/10 |
| Type | Virtual | Virtual |
| Networks | Visa (Visa Platinum) | Mastercard (EEA); Visa/Mastercard by region |
| Rewards | Up to 10% cashback in USDT, tiered by M-Score: Standard 4% (cap 100 USDT/mo), Premier 6% (cap 300 USDT/mo), Elite 10% (cap 800 USDT/mo); paid in USDT by 15th of following month | Up to 20% cashback in USDG on USDG purchases during launch (capped, tier-based); ongoing cashback rate depends on OKX VIP level with monthly limits |
| Annual fee | 0 (no annual fee) | $0 (no issuance, monthly, annual or inactivity fees) |
| FX fee | No FX markup on Visa exchange rate; no crypto conversion fee | None charged by OKX; 0.1% market spread on stablecoin-to-fiat conversion |
| ATM fee | — | — |
| KYC | Full | Full |
| Custody | Custodial | Custodial |
| Supported coins | USDT only (card funding) | USDC, USDG (EEA payment currencies) |
| Availability | Available outside MEXC blacklist; excludes US, China, India, Indonesia, Turkey, Russia; eligible incl. Philippines, Taiwan, Vietnam, Thailand | EU + Norway (excludes Iceland & Liechtenstein) for the EEA card; other regional variants exist |
| Apple / Google Pay | Yes | Yes |
Choose MEXC Card if…
- You want a straightforward cashback system with up to 10% in USDT, which is especially attractive if you frequently use USDT for transactions or hold it as your preferred stablecoin.
- You are interested in earning a 7% APR on USDT through the MEXC Card Earn plan, which can be a significant benefit if you have funds you don’t need immediate access to.
- You are located in a region where the MEXC Card is available, such as the Philippines, Taiwan, Vietnam, or Thailand, and you are not in a restricted country like the US, China, or India.
- You prefer a card with no annual, top-up, or FX markup fees, making it cost-effective for everyday use.
- You are comfortable with a custodial wallet and the full KYC requirements that come with it.
Choose OKX Card if…
- You are based in the EU or Norway and want a card that supports multiple payment currencies like USDC and USDG, offering flexibility in how you manage your funds.
- You are interested in the potential for up to 20% cashback on USDG purchases during the launch period, which could be highly beneficial if you frequently use USDG.
- You prefer a card with no issuance, monthly, annual, or inactivity fees, ensuring that you only pay for what you use.
- You are comfortable with a custodial wallet and the full KYC process, and you want to avoid any FX markup fees, though you should be aware of the 0.1% market spread on stablecoin-to-fiat conversions.
- You are looking for a card that offers a tier-based cashback system tied to your OKX VIP level, which can be advantageous if you are an active trader on the OKX platform.
Bottom line
Both the MEXC Card and the OKX Card offer unique benefits tailored to different user needs. If you prioritize a simple, high cashback rate in USDT and the opportunity to earn interest on your balance, the MEXC Card might be the better choice. However, if you are based in the EU or Norway and prefer a card that supports multiple stablecoins with a potentially higher cashback rate during the launch period, the OKX Card could be more suitable. For more detailed insights, you can check out our rating methodology to understand how we evaluate these cards.