MEXC Card vs Gate Card
How does MEXC Card compare to Gate Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: MEXC Card · provisional, see how we rate
Quick answer. MEXC Card and Gate Card are both crypto cards — here's how they differ. Key differences: network (MEXC Card: Visa (Visa Platinum) vs Gate Card: Visa or Mastercard). Our provisional scoring rates MEXC Card higher (8.2/10 vs 7.1/10), but the best pick depends on your country and how you spend.
| Feature | MEXC Card | Gate Card |
|---|---|---|
| Our score | 8.2/10 | 7.1/10 |
| Type | Virtual | Debit |
| Networks | Visa (Visa Platinum) | Visa or Mastercard |
| Rewards | Up to 10% cashback in USDT, tiered by M-Score: Standard 4% (cap 100 USDT/mo), Premier 6% (cap 300 USDT/mo), Elite 10% (cap 800 USDT/mo); paid in USDT by 15th of following month | Up to 8% cashback, issued as points redeemable for USDT, BTC, ETH, USDC and other digital assets; referral bonus 5 USDT (referrer) + 2 USDT (referee) |
| Annual fee | 0 (no annual fee) | — |
| FX fee | No FX markup on Visa exchange rate; no crypto conversion fee | — |
| ATM fee | — | — |
| KYC | Full | Full |
| Custody | Custodial | — |
| Supported coins | USDT only (card funding) | Instant Spend Mode: USDT, BTC, ETH, GT; Prepaid Mode: wider range (varies by card type/region) |
| Availability | Available outside MEXC blacklist; excludes US, China, India, Indonesia, Turkey, Russia; eligible incl. Philippines, Taiwan, Vietnam, Thailand | Available in non-restricted regions (specific list not stated) |
| Apple / Google Pay | Yes | — |
When choosing between the MEXC Card and the Gate Card, your decision will largely depend on your specific needs and preferences regarding rewards, supported currencies, and availability. Both cards offer unique benefits, but they cater to different types of users.
Choose MEXC Card if…
- You want higher cashback rates: The MEXC Card offers up to 10% cashback in USDT, which is higher than the Gate Card’s 8% cashback. This can be particularly appealing if you frequently use your card for purchases.
- You prefer direct USDT rewards: The MEXC Card pays cashback in USDT, which might be more convenient if you primarily deal with USDT and want to avoid the hassle of converting rewards into other cryptocurrencies.
- You are interested in staking: The MEXC Card offers a 7% APR on USDT through its MEXC Card Earn plan, allowing you to earn additional interest on your holdings. This can be a significant advantage if you are looking to maximize your returns.
- You are based in a supported region: The MEXC Card is available in several countries, including the Philippines, Taiwan, Vietnam, and Thailand, but excludes the US, China, and others. Make sure to check if your region is supported.
- You prefer a card with no top-up or annual fees: The MEXC Card has no top-up or annual fees, making it a cost-effective option for frequent users.
Choose Gate Card if…
- You want more flexibility in rewards: The Gate Card offers rewards in the form of points that can be redeemed for a variety of digital assets, including USDT, BTC, ETH, and USDC. This gives you more options to diversify your crypto portfolio.
- You prefer a debit card over a virtual card: The Gate Card is a debit card, which might be more suitable if you prefer the convenience and acceptance of a traditional debit card.
- You are looking for a referral bonus: The Gate Card offers a referral program that provides a 5 USDT bonus for the referrer and a 2 USDT bonus for the referee, which can be an additional incentive if you have friends or family who might be interested.
- You need a card with broader currency support: The Gate Card supports a wider range of cryptocurrencies for its Prepaid Mode, which can be beneficial if you deal with multiple digital assets.
- You are in a non-restricted region: The Gate Card is available in non-restricted regions, but the specific list of supported countries is not stated. If you are unsure about MEXC’s availability in your area, the Gate Card might be a viable alternative.
Bottom line
Ultimately, the choice between the MEXC Card and the Gate Card will depend on your priorities. If you value higher cashback rates, direct USDT rewards, and staking opportunities, the MEXC Card is likely the better option. However, if you prefer a debit card with more flexible rewards and broader currency support, the Gate Card might be more suitable. For more detailed comparisons, visit our ratings page.