Gate Card vs KuCoin Card (KuCard)
How does Gate Card compare to KuCoin Card (KuCard)? A side-by-side look at fees, rewards, custody and availability.
Higher score: KuCoin Card (KuCard) · provisional, see how we rate
Quick answer. Gate Card and KuCoin Card (KuCard) are both crypto cards — here's how they differ. Key differences: network (Gate Card: Visa or Mastercard vs KuCoin Card (KuCard): Visa). Our provisional scoring rates KuCoin Card (KuCard) higher (7.2/10 vs 7.1/10), but the best pick depends on your country and how you spend.
| Feature | Gate Card | KuCoin Card (KuCard) |
|---|---|---|
| Our score | 7.1/10 | 7.2/10 |
| Type | Debit | Debit |
| Networks | Visa or Mastercard | Visa |
| Rewards | Up to 8% cashback, issued as points redeemable for USDT, BTC, ETH, USDC and other digital assets; referral bonus 5 USDT (referrer) + 2 USDT (referee) | Up to 3% cashback plus purchase discounts |
| Annual fee | — | EUR 10 annual maintenance (EUR 9.99 one-time issuance) |
| FX fee | — | No fee on EUR transactions within Europe; 2% on foreign transactions outside Europe |
| ATM fee | — | EUR 1.50 per EUR ATM withdrawal within Europe; 2% on foreign-currency ATM withdrawals outside Europe |
| KYC | Full | Full |
| Custody | — | — |
| Supported coins | Instant Spend Mode: USDT, BTC, ETH, GT; Prepaid Mode: wider range (varies by card type/region) | USDT (primary); additional cryptocurrencies expected |
| Availability | Available in non-restricted regions (specific list not stated) | European Economic Area (EEA) only — 30 listed countries incl. AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, PL, PT, RO, SK, SI, ES, SE, IS, LI, NO |
| Apple / Google Pay | — | Yes |
When choosing between the Gate Card and the KuCoin Card (KuCard), it’s important to consider your specific needs and preferences, as each card offers distinct features and benefits. The Gate Card focuses on providing a versatile rewards system with a wide range of supported cryptocurrencies, while the KuCoin Card offers a more structured fee system and is tailored for users within the European Economic Area (EEA).
Choose Gate Card if…
- You want higher cashback rewards: The Gate Card offers up to 8% cashback, which is significantly higher than the 3% offered by the KuCoin Card.
- You prefer a variety of redemption options: The Gate Card allows you to redeem your rewards as points for a variety of digital assets, including USDT, BTC, ETH, and USDC.
- You are looking for referral bonuses: The Gate Card provides a referral program that rewards both the referrer and the referee with USDT.
- You need flexibility in supported cryptocurrencies: The Gate Card supports a wider range of cryptocurrencies in its Prepaid Mode, offering more flexibility depending on your region and card type.
- You are not based in the EEA: The Gate Card is available in non-restricted regions, making it a more viable option for users outside of Europe.
Choose KuCoin Card if…
- You are based in the EEA: The KuCoin Card is specifically available for users within the European Economic Area, covering 30 listed countries.
- You prefer a structured fee system: The KuCoin Card has a clear annual maintenance fee of EUR 10 and a one-time issuance fee of EUR 9.99, along with specific ATM withdrawal fees.
- You want purchase discounts: In addition to cashback, the KuCoin Card offers purchase discounts, which can be beneficial for frequent shoppers.
- You prioritize EUR transactions: The KuCoin Card has no fee on EUR transactions within Europe, making it cost-effective for users who primarily transact in Euros.
- You value wallet payment integration: The KuCoin Card supports wallet pay, allowing for seamless integration with digital wallets.
Bottom line
Ultimately, the choice between the Gate Card and the KuCoin Card depends on your geographic location, preferred rewards structure, and fee tolerance. If you are looking for higher cashback and a variety of redemption options, the Gate Card might be the better choice. However, if you are based in the EEA and prefer a structured fee system with additional purchase discounts, the KuCoin Card could be more suitable. For more detailed insights on how we rate these cards, visit our ratings page.