KuCoin Card (KuCard) vs Bybit Card
How does KuCoin Card (KuCard) compare to Bybit Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: Bybit Card · provisional, see how we rate
Quick answer. KuCoin Card (KuCard) and Bybit Card are both crypto cards — here's how they differ. Key differences: network (KuCoin Card (KuCard): Visa vs Bybit Card: Mastercard/Visa); annual fee (KuCoin Card (KuCard): EUR 10 annual maintenance (EUR 9.99 one-time issuance) vs Bybit Card: Virtual: free; Physical: 5–29.99 USD/yr (varies by region)). Our provisional scoring rates Bybit Card higher (8.1/10 vs 7.2/10), but the best pick depends on your country and how you spend.
| Feature | KuCoin Card (KuCard) | Bybit Card |
|---|---|---|
| Our score | 7.2/10 | 8.1/10 |
| Type | Debit | — |
| Networks | Visa | Mastercard/Visa |
| Rewards | Up to 3% cashback plus purchase discounts | 2%–10% cashback on everyday spending; 100% cashback on select subscriptions |
| Annual fee | EUR 10 annual maintenance (EUR 9.99 one-time issuance) | Virtual: free; Physical: 5–29.99 USD/yr (varies by region) |
| FX fee | No fee on EUR transactions within Europe; 2% on foreign transactions outside Europe | 0.5%–7% depending on region (on top of Mastercard/Visa FX rate); e.g. EEA 0.5%, Peru 1%, Brazil 1.5%, AU/MX/APAC/GE/KZ 2%, Argentina 7% |
| ATM fee | EUR 1.50 per EUR ATM withdrawal within Europe; 2% on foreign-currency ATM withdrawals outside Europe | 2% on amounts above the monthly free withdrawal allowance |
| KYC | Full | Full |
| Custody | — | Custodial |
| Supported coins | USDT (primary); additional cryptocurrencies expected | USDT (multiple cryptos selectable) |
| Availability | European Economic Area (EEA) only — 30 listed countries incl. AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, PL, PT, RO, SK, SI, ES, SE, IS, LI, NO | EEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan (AIFC), APAC — availability and terms vary by region |
| Apple / Google Pay | Yes | Yes |
Choosing between the KuCoin Card (KuCard) and the Bybit Card depends on your specific needs and priorities as a crypto user. Both cards offer unique features and benefits, but they cater to different user preferences and geographic locations.
Choose KuCoin Card (KuCard) if…
- You reside in the European Economic Area (EEA): The KuCard is specifically designed for EEA residents, with support for 30 listed countries, ensuring compliance and availability for this region.
- You prefer a debit card with a fixed fee structure: The KuCard has a straightforward EUR 10 annual maintenance fee and a one-time issuance fee of EUR 9.99, making it easier to budget for.
- You want competitive cashback and discounts: The KuCard offers up to 3% cashback plus purchase discounts, which can be advantageous for everyday spending within Europe.
- You value transparent foreign transaction fees: The KuCard charges no fee on EUR transactions within Europe and a flat 2% on foreign transactions outside Europe, providing clarity on international spending.
- You prefer USDT as your primary cryptocurrency: The KuCard primarily supports USDT, with plans for additional cryptocurrencies, which may appeal to users focused on this stablecoin.
Choose Bybit Card if…
- You need broader geographic availability: The Bybit Card is available in multiple regions, including the EEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan (AIFC), and APAC, offering more flexibility for international users.
- You want a card with a virtual option: The Bybit Card offers a virtual card for free, which can be a convenient option for users who prefer not to pay for a physical card.
- You are interested in higher cashback rates: The Bybit Card provides cashback rates ranging from 2% to 10% on everyday spending, with 100% cashback on select subscriptions, which can be more rewarding for active users.
- You prefer a custodial wallet solution: The Bybit Card offers a custodial wallet, which may be preferable for users who want a more managed approach to their crypto assets.
- You need flexibility with multiple cryptocurrencies: The Bybit Card supports multiple cryptocurrencies, including USDT, providing more options for users with diverse crypto portfolios.
Bottom line
Ultimately, the choice between the KuCoin Card and the Bybit Card hinges on your geographic location, fee preferences, and the type of rewards and features you value most. If you are based in the EEA and prefer a debit card with a fixed fee structure and competitive cashback, the KuCoin Card might be the better fit. However, if you require broader geographic availability, higher cashback rates, and a virtual card option, the Bybit Card could be more suitable. For more detailed insights into how we rate crypto cards, visit our rating methodology page.