Revolut vs Nexo Card
How does Revolut compare to Nexo Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: Nexo Card · provisional, see how we rate
Quick answer. Revolut and Nexo Card are both crypto cards — here's how they differ. Key differences: foreign-spend fee (Revolut: No exchange fees on crypto card payments; fair-usage fees may apply depending on plan. No crypto custody fees vs Nexo Card: Weekdays: 0.2% (EEA/UK/CH), 2% (rest of world); Weekends: 0.7% (EEA/UK/CH), 2.5% (rest of world)). Our provisional scoring rates Nexo Card higher (7.8/10 vs 6.3/10), but the best pick depends on your country and how you spend.
| Feature | Revolut | Nexo Card |
|---|---|---|
| Our score | 6.3/10 | 7.8/10 |
| Type | Debit | Credit |
| Networks | — | Mastercard |
| Rewards | Not for crypto card spend. Plan-based cashback exists (e.g. Metal: up to 1% outside Europe, 0.1% within Europe), payable in fiat or 5 cryptocurrencies incl. Bitcoin | Up to 2% crypto cashback in Credit Mode, tiered: Platinum 2% NEXO or 0.5% BTC, Gold 1% NEXO or 0.3% BTC, Silver 0.7% NEXO or 0.2% BTC, Base 0.5% NEXO or 0.1% BTC (cashback requires balance above $5,000 in digital assets) |
| Annual fee | — | No monthly, annual, or inactivity card fees |
| FX fee | No exchange fees on crypto card payments; fair-usage fees may apply depending on plan. No crypto custody fees | Weekdays: 0.2% (EEA/UK/CH), 2% (rest of world); Weekends: 0.7% (EEA/UK/CH), 2.5% (rest of world) |
| ATM fee | — | Free ATM withdrawals up to a monthly allowance that varies by tier (e.g. Platinum up to €2,000 / £1,800 per month); 2% fee (min €/£1.99) above the free allowance |
| KYC | Full | Full |
| Custody | Custodial | Custodial |
| Supported coins | 300+ cryptocurrencies available to buy/hold | Cashback paid in NEXO or BTC |
| Availability | Broad (US, UK, EEA and others) — exact list not confirmed on fetched pages | Selected European countries, including the EEA and the United Kingdom |
| Apple / Google Pay | — | Yes |
Choose Revolut if…
- You want a debit card rather than a credit card, offering more control over your spending.
- You are looking for a card with broad availability, including the US, UK, EEA, and other countries.
- You prefer a card with no exchange fees on crypto card payments, making it cost-effective for international transactions in cryptocurrency.
- You are interested in a wide range of cryptocurrency options, with over 300 cryptocurrencies available to buy and hold.
- You are comfortable with a card that offers cashback in fiat or a selection of cryptocurrencies, including Bitcoin, based on your subscription plan.
- You want a card with no custody fees for holding cryptocurrencies.
Choose Nexo Card if…
- You prefer a credit card that allows you to spend without immediately deducting funds from your account.
- You are attracted to higher crypto cashback rates, with up to 2% in NEXO or 0.5% in BTC, depending on your loyalty tier and balance.
- You meet the requirement of maintaining a digital asset balance above $5,000 to qualify for cashback rewards.
- You are based in selected European countries, including the EEA and the United Kingdom, where the card is available.
- You appreciate the flexibility of free ATM withdrawals up to a monthly allowance, which varies by tier.
- You are interested in a card that offers wallet pay functionality, allowing for seamless integration with digital wallets.
Bottom line
When deciding between the Revolut and Nexo Card, consider your spending habits and financial preferences. Revolut is ideal for those who want a versatile debit card with broad cryptocurrency support and no exchange fees on crypto payments. It is suitable for users who prioritize flexibility and a wide range of cryptocurrency options. On the other hand, the Nexo Card is a compelling choice for those who prefer a credit card with attractive crypto cashback rates, especially if you can maintain the required digital asset balance. It is particularly appealing for users in select European countries who value free ATM withdrawals and wallet pay functionality. For more detailed insights on how we rate these features, visit our rating methodology page.