Revolut vs Crypto.com Visa Card
How does Revolut compare to Crypto.com Visa Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: Crypto.com Visa Card · provisional, see how we rate
Quick answer. Revolut and Crypto.com Visa Card are both crypto cards — here's how they differ. Key differences: foreign-spend fee (Revolut: No exchange fees on crypto card payments; fair-usage fees may apply depending on plan. No crypto custody fees vs Crypto.com Visa Card: 3% on non-USD purchases and ATM withdrawals (Midnight/Ruby/Jade/Indigo); no FX fee (Rose/Icy/Obsidian)). Our provisional scoring rates Crypto.com Visa Card higher (7.3/10 vs 6.3/10), but the best pick depends on your country and how you spend.
| Feature | Revolut | Crypto.com Visa Card |
|---|---|---|
| Our score | 6.3/10 | 7.3/10 |
| Type | Debit | Prepaid |
| Networks | — | Visa |
| Rewards | Not for crypto card spend. Plan-based cashback exists (e.g. Metal: up to 1% outside Europe, 0.1% within Europe), payable in fiat or 5 cryptocurrencies incl. Bitcoin | Up to 4.5% back in CRO on spending, tiered: Ruby Steel 1.5% (up to $750/mo), Royal Indigo 2.5% (up to $1,500/mo), Rose Gold 3.5% (up to $3,000/mo then 0.5%), Obsidian 4.5% (up to $5,000/mo then 1%); Midnight Blue 0% |
| Annual fee | — | Midnight Blue free; Ruby $4.99/mo or $49.90/yr (or $500 CRO stake); Royal Indigo $29.99/mo or $299.90/yr (or $5,000 CRO stake); higher tiers require CRO stake |
| FX fee | No exchange fees on crypto card payments; fair-usage fees may apply depending on plan. No crypto custody fees | 3% on non-USD purchases and ATM withdrawals (Midnight/Ruby/Jade/Indigo); no FX fee (Rose/Icy/Obsidian) |
| ATM fee | — | 2% on amounts above the monthly free ATM limit; free limit $200-$1,000/mo depending on tier |
| KYC | Full | Full |
| Custody | Custodial | Custodial |
| Supported coins | 300+ cryptocurrencies available to buy/hold | Rewards paid in CRO |
| Availability | Broad (US, UK, EEA and others) — exact list not confirmed on fetched pages | — |
| Apple / Google Pay | — | — |
When choosing between the Revolut crypto card and the Crypto.com Visa Card, your decision will largely depend on your spending habits, interest in rewards, and how much you’re willing to invest in staking or subscription fees. Both cards offer distinct benefits and cater to different types of users.
Choose Revolut if…
- You want a card with no exchange fees on crypto payments and the flexibility to hold over 300 cryptocurrencies.
- You prefer a card with no mandatory staking or subscription fees to access its features.
- You are interested in cashback options, even though they are not specifically for crypto spending. The cashback can be paid in fiat or a selection of cryptocurrencies, including Bitcoin.
- You value a card with broad availability, as Revolut operates in the US, UK, EEA, and other regions.
- You prefer a card with no custody fees, as Revolut does not charge for crypto custody.
Choose Crypto.com Visa Card if…
- You are interested in earning higher rewards on your spending, with up to 4.5% back in CRO, depending on the tier you choose.
- You are willing to stake CRO to unlock higher reward tiers and additional benefits, such as lower foreign exchange fees and higher ATM withdrawal limits.
- You frequently travel or make non-USD purchases, as the higher tiers offer no foreign exchange fees.
- You are comfortable with a prepaid card model and the associated top-up fees, which can be offset by the rewards you earn.
- You are looking for a card with a clear tier structure that rewards higher stakes with better benefits.
Bottom line
The Revolut card is ideal for users who want a straightforward, fee-free experience with a wide range of cryptocurrencies and the option for cashback in fiat or select cryptocurrencies. It’s a great choice for those who prefer not to commit to staking or subscription fees. On the other hand, the Crypto.com Visa Card is best for users who are willing to invest in staking CRO to unlock higher rewards and additional benefits, such as no foreign exchange fees and higher ATM withdrawal limits. If you are comfortable with the prepaid model and the associated top-up fees, and you value earning CRO rewards, this card could be a more rewarding option. For more detailed comparisons, check out our rating criteria.