Bitget Wallet Card vs Crypto.com Visa Card
How does Bitget Wallet Card compare to Crypto.com Visa Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: Bitget Wallet Card · provisional, see how we rate
| Feature | Bitget Wallet Card | Crypto.com Visa Card |
|---|---|---|
| Our score | 8/10 | 7.3/10 |
| Type | Debit | Prepaid |
| Networks | Visa/Mastercard (by region) | Visa |
| Rewards | 2% base assetback for all cardholders; up to 3% for new users or those meeting the $200–$400 monthly spend threshold. Assetback payable in BTC, gold, US stocks or USDC. | Up to 4.5% back in CRO on spending, tiered: Ruby Steel 1.5% (up to $750/mo), Royal Indigo 2.5% (up to $1,500/mo), Rose Gold 3.5% (up to $3,000/mo then 0.5%), Obsidian 4.5% (up to $5,000/mo then 1%); Midnight Blue 0% |
| Annual fee | $0 | Midnight Blue free; Ruby $4.99/mo or $49.90/yr (or $500 CRO stake); Royal Indigo $29.99/mo or $299.90/yr (or $5,000 CRO stake); higher tiers require CRO stake |
| FX fee | — | 3% on non-USD purchases and ATM withdrawals (Midnight/Ruby/Jade/Indigo); no FX fee (Rose/Icy/Obsidian) |
| ATM fee | — | 2% on amounts above the monthly free ATM limit; free limit $200-$1,000/mo depending on tier |
| KYC | Full | Full |
| Custody | Self-custodial | Custodial |
| Supported coins | Top-up: USDT, USDC, ETH, SOL | Rewards paid in CRO |
| Availability | EEA & UK, Latin America (9 countries), APAC (10 regions), South Africa, Pakistan, Bangladesh | — |
| Apple / Google Pay | Yes | — |
Which Card Should You Choose?
When deciding between the Bitget Wallet Card and the Crypto.com Visa Card, your choice will depend on your priorities, such as cashback rewards, fees, and custody preferences. Both cards offer unique advantages, but they cater to different user needs.
Choose the Bitget Wallet Card if…
- You prefer a self-custodial solution, where you control your seed phrase and funds directly from your Bitget Wallet.
- You want a no-annual-fee card with no monthly fees or interest markups.
- You are interested in earning 2% assetback on all your spending, with the potential to earn up to 3% if you meet certain monthly spend thresholds or are a new user.
- You value flexibility in rewards, as the assetback can be paid in BTC, gold, US stocks, or USDC.
- You are located in a supported region, as the card is not available in the US but has a wide reach across the EEA, UK, Latin America, APAC, South Africa, Pakistan, and Bangladesh.
- You prefer using digital wallets like Apple Pay, Google Pay, WeChat Pay, or Alipay.
Choose the Crypto.com Visa Card if…
- You are willing to stake CRO to unlock higher cashback tiers, with rewards of up to 4.5% back in CRO on your spending.
- You are comfortable with a custodial solution, where Crypto.com manages your card’s funds.
- You are a frequent traveler or make international purchases, as the higher tiers (Rose Gold, Icy White, and Obsidian) offer no foreign transaction fees.
- You are comfortable with a tiered rewards system that requires larger CRO lockups or paid subscriptions for higher cashback rates.
- You are looking for a card with a free base tier (Midnight Blue) that offers basic features without any initial commitment.
- You can meet the monthly ATM withdrawal limits to avoid additional fees, with limits ranging from $200 to $1,000 depending on the tier.
Bottom line
The Bitget Wallet Card is ideal for users who prioritize self-custody, no fees, and flexible rewards, while the Crypto.com Visa Card is better suited for those who are willing to stake CRO to earn higher cashback rates and enjoy benefits like no foreign transaction fees on higher tiers. Consider your spending habits, location, and preference for custody when making your decision. For more detailed comparisons, visit our how we rate page.