Bitpanda Card vs Wirex Card
How does Bitpanda Card compare to Wirex Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: Wirex Card · provisional, see how we rate
Quick answer. Bitpanda Card and Wirex Card are both crypto cards — here's how they differ. Key differences: network (Bitpanda Card: Visa vs Wirex Card: Visa or Mastercard (varies by region)). Our provisional scoring rates Wirex Card higher (7.7/10 vs 7.3/10), but the best pick depends on your country and how you spend.
| Feature | Bitpanda Card | Wirex Card |
|---|---|---|
| Our score | 7.3/10 | 7.7/10 |
| Type | Debit | Debit |
| Networks | Visa | Visa or Mastercard (varies by region) |
| Rewards | 1% cashback on all crypto asset spending (excludes fiat, stablecoins, metals and stocks) | Cryptoback rewards up to 8% |
| Annual fee | €0 (free card, no monthly costs) | — |
| FX fee | 0% Bitpanda FX fee on non-Euro transactions (Visa mark-up fees apply) | — |
| ATM fee | 2% or €2, whichever is higher (€500 daily ATM limit) | — |
| KYC | Full | — |
| Custody | Custodial | Custodial |
| Supported coins | All cryptocurrencies and precious metals listed on Bitpanda; EUR | 200+ cryptocurrencies |
| Availability | Euro area (EUR) resident countries only | 130+ countries (worldwide) |
| Apple / Google Pay | Yes | Yes |
Choose Bitpanda Card if…
- You reside in the Euro area, as the card is only available to EUR residents.
- You prefer a straightforward fee structure with no monthly or annual fees.
- You want to earn 1% cashback on all your crypto asset spending, excluding fiat, stablecoins, metals, and stocks.
- You appreciate the convenience of spending any asset, including cryptocurrencies and precious metals, held on Bitpanda.
- You are an Apple Pay user, as the card supports this payment method.
- You are comfortable with a card that has a daily ATM withdrawal limit of €500 and charges a 2% or €2 fee, whichever is higher.
Choose Wirex Card if…
- You live outside the Euro area, as the card is available in over 130 countries worldwide.
- You are interested in potentially higher rewards, as Wirex offers up to 8% Cryptoback rewards, though specific conditions are not detailed.
- You want to use a card that supports a wide range of cryptocurrencies, with over 200 options available.
- You are a user of both Apple Pay and Google Pay, as the card supports both platforms.
- You are looking for a card that allows spending of stablecoins and other cryptocurrencies directly.
- You are willing to accept potential variations in card network (Visa vs Mastercard) and cashback conditions based on your region.
Bottom line
When choosing between the Bitpanda Card and the Wirex Card, your decision should be based on your geographic location, desired rewards structure, and specific feature preferences. The Bitpanda Card is an excellent choice for Euro area residents who value a simple fee structure and straightforward cashback on crypto spending. On the other hand, the Wirex Card might be more suitable for those who need broader international availability and are interested in potentially higher rewards, despite the lack of detailed fee and reward conditions. For more detailed comparisons, you can check our rating methodology.