Bleap vs Gnosis Pay
How does Bleap compare to Gnosis Pay? A side-by-side look at fees, rewards, custody and availability.
Higher score: Bleap · provisional, see how we rate
| Feature | Bleap | Gnosis Pay |
|---|---|---|
| Our score | 8.9/10 | 8.4/10 |
| Type | — | Debit |
| Networks | Mastercard | Visa |
| Rewards | Up to 20% cashback (20% streaming/gaming/AI subs; 3% rides & food delivery; 2% restaurants & supermarkets; 1% everything else), paid in USDC | Up to 5% cashback on eligible transactions, based on the amount of GNO held in wallet |
| Annual fee | None | — |
| FX fee | None (0%, no markup) | — |
| ATM fee | Free up to €400 per month | — |
| KYC | Full | Full |
| Custody | Self-custodial | Self-custodial |
| Supported coins | USDC, EURe; any token available on Solana, Base, or Arbitrum | USDC, EURC (stablecoins) |
| Availability | Europe and Latin America (incl. Mexico, Brazil) | UK, EU (expanding) |
| Apple / Google Pay | Yes | Yes |
When choosing between Bleap and Gnosis Pay, your decision will largely depend on your priorities regarding rewards, fees, and availability. Both cards offer self-custodial features and support stablecoins, but they cater to different user needs and geographic regions.
Choose Bleap if…
- You want higher cashback rates, with up to 20% on specific categories like streaming, gaming, and AI subscriptions.
- You prefer a card with no annual fee, no foreign exchange markup, and free top-ups.
- You are based in Europe or Latin America, as these are the regions where Bleap is available.
- You value the flexibility of using multiple blockchains, including Solana, Base, and Arbitrum.
- You appreciate a transparent fee structure, with clear information on ATM withdrawals (free up to €400 per month).
Choose Gnosis Pay if…
- You are looking for a card that is accepted at over 80 million merchants worldwide through the Visa network.
- You are interested in using Apple Pay or Google Pay, as Gnosis Pay supports these services.
- You are based in the UK or EU, as these are the current regions where Gnosis Pay is available, with plans for expansion.
- You are willing to hold GNO in your wallet to unlock higher cashback rates, as the card offers up to 5% cashback based on GNO holdings.
- You prefer the flexibility of using stablecoins like USDC and EURC, and are comfortable with the Ethereum, Polygon, and Gnosis Chain ecosystems.
Bottom line
Bleap and Gnosis Pay both offer unique advantages, but they cater to different user profiles. If you prioritize high cashback rates, a transparent fee structure, and are based in Europe or Latin America, Bleap is a strong choice. On the other hand, if you value widespread merchant acceptance through Visa, the convenience of using digital wallets like Apple Pay and Google Pay, and are willing to hold GNO for enhanced rewards, Gnosis Pay might be more suitable. For more detailed insights on how we rate these features, visit our rating methodology page.