Bitget Wallet Card vs Bybit Card
How does Bitget Wallet Card compare to Bybit Card? A side-by-side look at fees, rewards, custody and availability.
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| Feature | Bitget Wallet Card | Bybit Card |
|---|---|---|
| Our score | 8/10 | 8.1/10 |
| Type | Debit | — |
| Networks | Visa/Mastercard (by region) | Mastercard/Visa |
| Rewards | 2% base assetback for all cardholders; up to 3% for new users or those meeting the $200–$400 monthly spend threshold. Assetback payable in BTC, gold, US stocks or USDC. | 2%–10% cashback on everyday spending; 100% cashback on select subscriptions |
| Annual fee | $0 | Virtual: free; Physical: 5–29.99 USD/yr (varies by region) |
| FX fee | — | 0.5%–7% depending on region (on top of Mastercard/Visa FX rate); e.g. EEA 0.5%, Peru 1%, Brazil 1.5%, AU/MX/APAC/GE/KZ 2%, Argentina 7% |
| ATM fee | — | 2% on amounts above the monthly free withdrawal allowance |
| KYC | Full | Full |
| Custody | Self-custodial | Custodial |
| Supported coins | Top-up: USDT, USDC, ETH, SOL | USDT (multiple cryptos selectable) |
| Availability | EEA & UK, Latin America (9 countries), APAC (10 regions), South Africa, Pakistan, Bangladesh | EEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan (AIFC), APAC — availability and terms vary by region |
| Apple / Google Pay | Yes | Yes |
Choose the Bitget Wallet Card if…
- You prefer a self-custodial solution where you control your funds and seed phrase.
- You want a card with no annual fees or interest markups.
- You are looking for a base 2% assetback reward, with the potential to earn up to 3% based on your spending.
- You value flexibility in reward redemption, with options to receive your rewards in BTC, gold, US stocks, or USDC.
- You are based in regions where the card is available, such as the EEA, UK, Latin America, APAC, South Africa, Pakistan, or Bangladesh.
- You prefer using Apple Pay, Google Pay, WeChat Pay, or Alipay for your transactions.
Choose the Bybit Card if…
- You are interested in a wider range of cashback options, with rewards ranging from 2% to 10% on everyday spending.
- You want the option of a free virtual card, which can be a cost-effective solution for online transactions.
- You are comfortable with a custodial solution, where your funds are held on the Bybit centralized exchange.
- You are based in regions where the card is available, such as the EEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan, or APAC, keeping in mind that availability and terms may vary.
- You are willing to pay an annual fee for a physical card, which varies by region.
- You are comfortable with the variable foreign exchange fees, which range from 0.5% to 7% depending on your region.
Bottom line
When deciding between the Bitget Wallet Card and the Bybit Card, consider your priorities and location. The Bitget Wallet Card is ideal for those who prioritize self-custody, no annual fees, and flexibility in reward redemption, provided they are in a supported region. On the other hand, the Bybit Card offers a broader range of cashback options and the convenience of a free virtual card, but it comes with custodial risks, variable foreign exchange fees, and potential annual fees for a physical card. Your choice should align with your spending habits, regional availability, and preference for custodial versus self-custodial solutions.