Bybit Card vs OKX Card
How does Bybit Card compare to OKX Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: OKX Card · provisional, see how we rate
| Feature | Bybit Card | OKX Card |
|---|---|---|
| Our score | 8.1/10 | 8.3/10 |
| Type | — | Virtual |
| Networks | Mastercard/Visa | Mastercard (EEA); Visa/Mastercard by region |
| Rewards | 2%–10% cashback on everyday spending; 100% cashback on select subscriptions | Up to 20% cashback in USDG on USDG purchases during launch (capped, tier-based); ongoing cashback rate depends on OKX VIP level with monthly limits |
| Annual fee | Virtual: free; Physical: 5–29.99 USD/yr (varies by region) | $0 (no issuance, monthly, annual or inactivity fees) |
| FX fee | 0.5%–7% depending on region (on top of Mastercard/Visa FX rate); e.g. EEA 0.5%, Peru 1%, Brazil 1.5%, AU/MX/APAC/GE/KZ 2%, Argentina 7% | None charged by OKX; 0.1% market spread on stablecoin-to-fiat conversion |
| ATM fee | 2% on amounts above the monthly free withdrawal allowance | — |
| KYC | Full | Full |
| Custody | Custodial | Custodial |
| Supported coins | USDT (multiple cryptos selectable) | USDC, USDG (EEA payment currencies) |
| Availability | EEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan (AIFC), APAC — availability and terms vary by region | EU + Norway (excludes Iceland & Liechtenstein) for the EEA card; other regional variants exist |
| Apple / Google Pay | Yes | Yes |
If you’re in the market for a crypto card, the Bybit Card and the OKX Card both offer unique advantages, but they cater to different needs and preferences. Here’s how to decide which one might be right for you.
Choose Bybit Card if…
- You want a physical card option: The Bybit Card offers both virtual and physical card options, while the OKX Card is currently only available as a virtual card in the EEA.
- You value a wide range of cashback on everyday spending: The Bybit Card offers a competitive cashback rate of 2%–10% on everyday spending, which can be a significant benefit for frequent card users.
- You need support for multiple regions: The Bybit Card is available in a variety of regions including the EEA, Switzerland, UK, Australia, Brazil, Argentina, Mexico, Peru, Kazakhstan (AIFC), and APAC, although terms and availability vary by region.
- You prefer a card with no monthly fees: The Bybit Card has no monthly fees, and the virtual card is free, making it a cost-effective option for those who want to avoid recurring charges.
Choose OKX Card if…
- You are interested in high cashback on stablecoin purchases: The OKX Card offers up to 20% cashback in USDG on USDG purchases during its launch period, which is a significant benefit for those who frequently use stablecoins.
- You want a card with no FX fees: The OKX Card does not charge any FX fees, only a 0.1% market spread on stablecoin-to-fiat conversion, which can be a major advantage for international spenders.
- You prefer a card with no issuance, monthly, annual, or inactivity fees: The OKX Card has no fees of any kind, making it a cost-free option for users who want to avoid any potential charges.
- You are based in the EU or Norway: The OKX Card is currently available in the EU and Norway (excluding Iceland and Liechtenstein), making it a suitable option for those in these regions.
Bottom line
Ultimately, the choice between the Bybit Card and the OKX Card depends on your specific needs and preferences. If you value a physical card, a wide range of cashback on everyday spending, and support for multiple regions, the Bybit Card might be the better option for you. On the other hand, if you are interested in high cashback on stablecoin purchases, no FX fees, and a card with no fees of any kind, the OKX Card could be the right choice. For more detailed comparisons, check out our rating methodology.