HTX Card (Huobi) vs BitMart Card
How does HTX Card (Huobi) compare to BitMart Card? A side-by-side look at fees, rewards, custody and availability.
Higher score: BitMart Card · provisional, see how we rate
Quick answer. HTX Card (Huobi) and BitMart Card are both crypto cards — here's how they differ. Our provisional scoring rates BitMart Card higher (7.7/10 vs 6/10), but the best pick depends on your country and how you spend.
| Feature | HTX Card (Huobi) | BitMart Card |
|---|---|---|
| Our score | 6/10 | 7.7/10 |
| Type | Debit | Prepaid |
| Networks | Visa | Visa |
| Rewards | Cashback earnings, trading fee rebates, merchant benefits (per-tier; exact rates not published) | Online shopping: 4.0% new users (1st month), 3.5% thereafter. Grocery/Dining: 5.5% new users (1st month), 5.0% thereafter. ATM: up to 1000U fee-free withdrawals |
| Annual fee | — | $0 (all tiers) |
| FX fee | — | — |
| ATM fee | — | Plastic card 2% ATM cash withdrawal fee; Platinum card from 1.5%; Virtual card n/a |
| KYC | Full | Full |
| Custody | Custodial | Custodial |
| Supported coins | — | USDT, USDC, BTC, ETH, SOL, ADA, BMX, XRP, LTC, DOGE, TON, BNB |
| Availability | — | — |
| Apple / Google Pay | — | Yes |
When choosing between the HTX Card (Huobi) and the BitMart Card, your decision will largely depend on your specific needs and priorities. Both cards offer unique features and benefits, but they cater to different user preferences and usage patterns. Here’s a detailed breakdown to help you decide.
Choose HTX Card (Huobi) if…
- You prefer a Visa-branded debit card: The HTX Card is a Visa debit card, which means it can be used at any Visa-accepting merchant worldwide. This offers flexibility and convenience for everyday spending.
- You value cashback and trading fee rebates: While the exact rates aren’t published, the HTX Card advertises cashback earnings and trading fee rebates, which could be beneficial if you are an active trader on the Huobi platform.
- You are interested in loyalty tiers: The card offers multiple loyalty tiers, which could provide additional benefits as you climb the tiers. This is ideal for users who plan to engage deeply with the Huobi ecosystem.
- You don’t mind a custodial wallet: The HTX Card uses a custodial wallet, which means you don’t have direct control over your private keys. This is a standard feature for many crypto cards but worth noting for those who prefer non-custodial solutions.
Choose BitMart Card if…
- You want to spend multiple cryptocurrencies: The BitMart Card supports a wide range of cryptocurrencies, including USDT, BTC, ETH, and more. This is perfect for users who hold diverse crypto portfolios and want to spend directly from their assets.
- You are looking for high cashback on specific categories: The BitMart Card offers high cashback rates on online shopping (up to 4.0%) and grocery/dining (up to 5.5%), which could be advantageous if you frequently spend in these areas.
- You need a virtual card option: BitMart provides an instant virtual card that can be added to Google Pay, offering a convenient way to start using the card without waiting for a physical card.
- You prefer a fee structure with no annual fee: The BitMart Card has no annual fee across all tiers, which is a significant advantage for users who want to avoid recurring charges.
- You are comfortable with a 1.3% transaction fee: While the card has no annual fee, it does charge a 1.3% transaction fee on all purchases, which is something to consider when evaluating the overall cost.
Bottom line
Ultimately, the choice between the HTX Card and the BitMart Card hinges on your priorities. If you value a Visa debit card with potential cashback and trading fee rebates, and you are already engaged with the Huobi ecosystem, the HTX Card might be the better fit. On the other hand, if you want to spend multiple cryptocurrencies, enjoy high cashback on specific spending categories, and prefer a virtual card option, the BitMart Card could be more suitable. For more detailed insights on how we rate these cards, visit our rating methodology page.